tailieunhanh - Determining factors to the acceptance and use of peer to peer lending behavior of college students in Hanoi

By utilizing UTAUT theory, this paper shows that students' awareness about this subject is still inadequate. The development of technology and telecommunication networks are preferable conditions for students' access to peer-to-peer lending services. Peer-to-peer lending brings many substantial advantages to students, such as uncomplicated procedures or no requirements for collateral, though it still potentially contains unwanted security risks. |