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THUẬT NGỮ BẤT ĐỘNG SẢN PHẦN 2

Tham khảo sách 'thuật ngữ bất động sản phần 2', tài chính - ngân hàng, đầu tư bất động sản phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả | J Joint Ownership Agreement An agreement made between two or more owners of the same property defining their rights and responsibilities e.g. recommended in the case of married owners of property Joint tenancy or Tenants by the entirety Ownership of real estate by two or more parties held jointly for life if one of the owners dies the survivor s inherit the property without reference to the deceased s will Judgment A decision or decree made by a court of law Judgment lien A claim against the real property of a debtor as decreed by the court Jumbo loan or Non-conforming loan A loan amount that exceeds the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation because such loan cannot be funded by these two agencies it carries a higher interest rate Junior mortgage or Secondary mortgage A mortgage whose claim to repayment is of lesser priority than another previously recorded mortgage L Land contract See Contract for deed Late charge The penalty a borrower pays when a payment is made after the due date Lease A written agreement between the property owner and a tenant that stipulates rent to be paid as well as the terms under which the tenant may reside in the real estate for a designated period of time Lease option A lease that gives the tenant the right to purchase the property either during the lease term or at its end Leasehold estate The tenant s right to title to a property for a specific period of time whereby the tenant does not actually own the property but has a long-term lease on it Lender s Title Insurance An insurance policy covering a lender for the loan amount whereby the coverage declines in amount as the loan is paid off to the point where there coverage ends when the loan is paid completely Lessee The individual or party who takes property upon a lease Lessor The individual or party who grants property upon a lease Liabilities An individual s financial obligations Lien A legal claim or charge allowed to