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UNITED BANK OF INDIA RATES AT A QUICK GLANCE AS ON 23.04.2012 DEPOSIT ACCOUNTS.

We should not make the mistake of thinking that, by somehow looking at two rather different forecasts, we are necessarily allowing for everything that could go awry. The dispersion of economic forecasts is not, and should not be expected to be, any sort of indicator of the uncertainty facing the economy. But it is nevertheless a fact that two very different forecasts lead to much the same conclusion. If the inflation target is to be met in three years then, on the basis of what we know now, it is most unlikely that the Bank Rate can be. | UNITED BANK OF INDIA RATES AT A QUICK GLANCE AS ON 23.04.2012 DEPOSIT ACCOUNTS. ANNEX-III Savings Bank A C N ature Rate of Interest Minimum Balance Normal Senior Citizen Rural Semi Urban Urban Savings Bank A C 4 4 With Cheque Book Rs.500 - Without Cheque Book Rs.50 - With Cheque Book Rs.500 -Without cheque book Rs. 100 With Cheque Book Rs.500 -Without cheque Book Rs.100 - A.Domestic Minimum balance in SB a c for Pensioners. 0 a. With cheque book facility 4 4 b. Without Cheque Book facility. 4 4 c. No frill Account 4 4 B. Non-Resident a. NRO 4 4 b.NRE 4 4 Term Deposit A.Domestic Rate of Interest w.e.f. 19.11.2012 Period of Deposit Other than senior citizen Additional Rate for Senior Citizen 7 days to 30 days 6.25 0 31 days to 90 days 7.00 0 91 days to 269 days 7.5 0 270 days to 364 days 8.00 0 1 year 8.75 0.75 1 year to less than 2 years 8.75 0.75 2 years to less than 3 years 8.75 0.75 3 years to less than 5 years 8.75 0.75 5 years and above 8.75 0.75 B. Non Resident Accounts a. NRO all maturities Period of Deposit Other than senior citizen Additional Rate for Senior Citizen 7 days to 30 days 6.25 0 31 days to 90 days 7.00 0 91 days to 269 days 7.5 0 270 days to 364 days 8.00 0 1 year 8.75 0 1 year to less than 2 years 8.75 0 2 years to less than 3 years 8.75 0 3 years to less than 5 years 8.75 0 5 Years and above b. NRE All maturities 1 Year 8.75 w.e.f. 19.11.2012 1 year to less than 2 years 8.75 w.e.f. 19.11.2012 2 years to less than 3 years 8.75 w.e.f. 19.11.2012 3 years to less than 5 years 8.75 w.e.f. 19.11.2012 5 years and above 8.75 w.e.f. 19.11.2012 FCNR B Rate of Interest w.e.f. 01.11.2012. 1 yr above but 2 yrs. 2 yrs above but 3 yrs. 3 yrs above but 4 yrs 4 yrs above but 5 yrs. For 5 years. max i USD 2.86 2.39 3.46 3.59 3.77 ii GBP 3.03 2.75 3.83 3.94 4.07 iii EUR 2.48 2.43 3.53 3.69 3.88 LOANS Base Rate 10.45 w.e.f. 23.04.2011 Rate of Interest With effect from 23.04.2012 Processing Charge l.Housing Loan Upto Rs. 25.00lac Above Rs 25 Lac Upto Rs 30 LAC .