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Kinh Doanh Marketing
Marketing - Bán hàng
Lecture Retail and merchant banking – Lecture 25
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Lecture Retail and merchant banking – Lecture 25
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After studying this chapter you will be able to understand: Features of a cheque, types of cheques, anted – dated cheque, stale cheque, mutilated cheque, parties to a negotiable instruments, holder in due course, banker and customer,. | Revise Lecture 25 Features of a Cheque Cheques Features of a Cheque Some important features of a cheque are given below; A cheque must be in writing and duly signed by the drawer. It contains an unconditional order. It is issued on a specified banker only. Types of Cheques Cheques Broadly speaking, cheques are of four types; Open cheque Crossed cheque Bearer cheque Order cheque Anted – dated Cheque Cheques Stale Cheque Cheques Stale Cheque A cheque which is issued today must be presented at bank for payment within a stipulated period. After expiry of that period, no payment will be made and it is then called a stale cheque. Find out from your nearest bank the validity period of a cheque. Cheques Mutilated Cheque Cheques Post-dated Cheque Parties to a Negotiable Instruments Negotiable Instrument The important parties to negotiable instruments are; Promissory note: Maker Payee Endorser Endorsee Negotiable Instrument Bill of Exchange: Drawer Drawee or acceptor Endorser Endorsee . | Revise Lecture 25 Features of a Cheque Cheques Features of a Cheque Some important features of a cheque are given below; A cheque must be in writing and duly signed by the drawer. It contains an unconditional order. It is issued on a specified banker only. Types of Cheques Cheques Broadly speaking, cheques are of four types; Open cheque Crossed cheque Bearer cheque Order cheque Anted – dated Cheque Cheques Stale Cheque Cheques Stale Cheque A cheque which is issued today must be presented at bank for payment within a stipulated period. After expiry of that period, no payment will be made and it is then called a stale cheque. Find out from your nearest bank the validity period of a cheque. Cheques Mutilated Cheque Cheques Post-dated Cheque Parties to a Negotiable Instruments Negotiable Instrument The important parties to negotiable instruments are; Promissory note: Maker Payee Endorser Endorsee Negotiable Instrument Bill of Exchange: Drawer Drawee or acceptor Endorser Endorsee Negotiable Instrument Holder in Due Course Negotiable Instrument Holder in Due Course Holder in due course means any person who for consideration becomes the possessor of a promissory note, bill of exchange or cheque payable to bearer or the payee or endorser thereof if payable to order, before the amount mentioned therein becomes payable and without sufficient cause to believe that any defect existed in the title of the person from whom he received the title. Negotiable Instrument Holder in Due Course The definition specifies that: The holder has to possess the instrument in due course and before the date of maturity. The consideration must be legal and adequate. There should be sufficient cause to believe that he possessed the instrument in good faith and with reasonable care. Negotiable Instrument Holder in Due Course 4. The holder should not become the holder in due course even if he received the instrument without any suspicion or knowledge about such defects. 5. Notice of any defect in .
TÀI LIỆU LIÊN QUAN
Lecture Retail and merchant banking – Lecture 28
Lecture Retail and merchant banking – Lecture 28
Lecture Retail and merchant banking – Lecture 2
Lecture Retail and merchant banking – Lecture 2
Lecture Retail and merchant banking – Lecture 1
Lecture Retail and merchant banking – Lecture 4
Lecture Retail and merchant banking – Lecture 5
Lecture Retail and merchant banking – Lecture 1
Lecture Retail and merchant banking – Lecture 4
Lecture Retail and merchant banking – Lecture 5
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