tailieunhanh - Lecture Retail and merchant banking – Lecture 5

After studying this chapter you will be able to understand: What is Branch banking? What is Group Banking? What is Universal banking? What is virtual banking? Commercial banking. | Revise Lecture 5 Revise Lecture 5 Q:1 Please tell me 5 types of banking? Revise Lecture 5 What is Branch banking? What is Group Banking? Revise Lecture 5 What is Universal banking? What is virtual banking? Lecture 6 Commercial Banking Commercial banking Structure of Commercial Banking Commercial banking The commercial banking structure in Pakistan consists of; Scheduled banks 2. Unscheduled banks Commercial banking Commercial banking Functions of Commercial banks Commercial banking The functions of commercial banks are of three types; Primary functions Secondary functions General utility functions Commercial banking The Primary functions include; 1. Acceptance of deposits Types of deposits a) Fixed deposit account b) Demand deposits ( Saving account, Current account) 2. Granting loans and advances Commercial banking The Primary functions include; 3. Cash credit account. 4. Overdraft 5. Bill discounting 6. Term loan Commercial banking The Primary functions include; 3. Cash credit . | Revise Lecture 5 Revise Lecture 5 Q:1 Please tell me 5 types of banking? Revise Lecture 5 What is Branch banking? What is Group Banking? Revise Lecture 5 What is Universal banking? What is virtual banking? Lecture 6 Commercial Banking Commercial banking Structure of Commercial Banking Commercial banking The commercial banking structure in Pakistan consists of; Scheduled banks 2. Unscheduled banks Commercial banking Commercial banking Functions of Commercial banks Commercial banking The functions of commercial banks are of three types; Primary functions Secondary functions General utility functions Commercial banking The Primary functions include; 1. Acceptance of deposits Types of deposits a) Fixed deposit account b) Demand deposits ( Saving account, Current account) 2. Granting loans and advances Commercial banking The Primary functions include; 3. Cash credit account. 4. Overdraft 5. Bill discounting 6. Term loan Commercial banking The Primary functions include; 3. Cash credit account. 4. Overdraft 5. Bill discounting 6. Term loan Commercial banking The Primary functions include; 3. Cash credit account. 4. Overdraft 5. Bill discounting 6. Term loan Commercial banking In addition to the primary functions of accepting deposits and lending money, banks perform a number of other functions, which are called secondary functions. Commercial banking The Secondary functions include: Agency Services Collections and payments of cheques and bills on behalf of customers Collection of dividends, interest, rent etc on behalf of customers Purchase and sale of shares and securities on behalf of customers Commercial banking General Utility Services Payment of pension Issuing letter of credit Demand .