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SAVINGS INSTITUTIONS AND BANKS THAT HAVE HAD THEIR NAME CHANGED OR HAVE BEEN ACQUIRED, MERGED OR CLOSED

The SB interest rate was decreased in March 2003, from 4% to 3.5%, when inflation was around 3%. In April 2010, after RBI changed the method of calculating interest on SB accounts, the depositors saw an increase in their returns on savings. However, the fluctuating inflation has been very high in recent years. The SB deposits are the major source of savings (investment) for many depositors, including pensioners, small savers and senior citizens. Not having the ability to be good money managers, such persons are getting high negative returns on their hard earned monies. This raises several. | SAVINGS INSTITUTIONS AND BANKS THAT HAVE HAD THEIR NAME CHANGED OR HAVE BEEN ACQUIRED MERGED OR CLOSED NOTE 1 Merger in a few cases particularly with building loan associations was a sale of assets. 2 Name change In some Instances Involved a change In charter from state to federal federal to state or savings loan association to savings bank. 3 S L Assn. and SLA mean savings loan association. 4 B L Assn. means building loan association. 5 FSB means federal savings bank. 6 FA means federal association. 7 NA stands for national association and means it is a nationally chartered commercial bank. 8 RTC means Resolution Trust Corporation a federal agency set up to take over and resolve savings associations with too little capital or other problems. The Federal Deposit Insurance Corporation FDIC is the successor to the RTC which is no longer in existence. 9 P A means purchase of assets and assumption of liabilities. NOTE When the explanation under WHAT HAPPENED TO IT is highlighted in green the resulting bank subsequently changed its name was acquired merged or closed. You can use this list to track what happened to the resulting bank in most cases. NAME OF INSTITUTION WHAT HAPPENED TO IT DATE 1st Southern State Bank Avalon Merged into Covenant Bank Haddonfield Sep-96 ACB Bank NJ Carlstadt Merged into Atlantic Central Bankers Bank Camp Hill PA Jul-03 Action Federal Savings Bank Somers Point RTC - Acquired by First FSB of Delaware later became Ocwen Federal Bank FSB Oct-91 Action Savings Bank SLA Somers Point Name changed to Action Federal Savings Bank converted to federal charter Nov-90 Advantage Bank Branchburg Township Merged into Sun National Bank Vineland Jan-06 Alexander Hamilton Federal S L Assn. Pompton Plains RTC-Acquired by First Fidelity Bank Sep-91 Alexander Hamilton S L Assn. Pompton Plains moved from Paterson Name changed to Alexander Hamilton Federal S LA converted to federal charter Mar-91 Alger National Trust Company Jersey City NJ Voluntary liquidation .