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The ‘Hometown Bank’ Brings the ‘Hometown Touch’ to Business Banking

In general, bank bonds will be perceived as more risky in future; capital market funding will become more costly for banks on a sustained basis. Issuing unsecured bonds in particular is relatively expensive at present and this will also remain the case, so bank funding via the capital market will stay at a structurally higher level than before the crisis. Probable consequences of these developments are: 1) that banks must shrink their assets, 2) that banks must look for alternative/additional sources of funding and 3) that higher funding costs will be incurred, which will weigh on banks’ profitability. . | SnVTNGrSiBnN Ki The Hometown Bank Marquette Savings Bank s executive management team includes Julie Wilson executive vice president and chief financial officer Michael Edwards senior executive vice president and chief executive officer Kelly Montefiori executive vice president and chief information compliance officer Louis Natalie l executive vice president and chief credit officer and David Carll executive vice president and chief retail banking officer- . _ _ _ i _ Brings the Hometown Touch to Business Banking 1 I In business you want to surround yourself with the right people to support your operation. When choosing a bank you want a trusted firm that is looking out for you and your company s long-term financial goals. So when Erie natives and brothers Drs. Jonathon and Harry Izbicki of Izbicki Family Medicine PC decided to turn to Marquette Savings Bank for their business banking needs and new office at 3424 Peach Street they found a bank that was willing to work with them and build a business relationship for the future. Partnering with Marquette s team just made perfect sense to us because we are a hometown name with hometown values states Dr. Jonathon Izbicki D.O. We recognized a need in the Erie community for quality relationshipbased medical care where people are not just a number. Marquette is a hometown bank with hometown values and they recognized the value of the relationship for the Erie community. Since its founding in 1908 Marquette has been the bank of choice for many in the area helping residents get the finances they need to get the home of their dreams or save for their children s education. In 2009 Marquette established its Business Banking Division to replicate the same level of service that its retail customers have come to know and trust. Marquette is different than some other banks because they are attentive and are truly concerned explains Erie Industrial Supply Company President Dena Zambrzycki. It s just like banking with family. Michael