Kinh doanh - Marketing
Kinh tế quản lý
Biểu mẫu - Văn bản
Tài chính - Ngân hàng
Công nghệ thông tin
Tiếng anh ngoại ngữ
Kĩ thuật công nghệ
Khoa học tự nhiên
Khoa học xã hội
Văn hóa nghệ thuật
Sức khỏe - Y tế
Văn bản luật
Nông Lâm Ngư
Kỹ năng mềm
Luận văn - Báo cáo
Giải trí - Thư giãn
Tài liệu phổ thông
Văn mẫu
Giới thiệu
Đăng ký
Đăng nhập
Tìm
Danh mục
Kinh doanh - Marketing
Kinh tế quản lý
Biểu mẫu - Văn bản
Tài chính - Ngân hàng
Công nghệ thông tin
Tiếng anh ngoại ngữ
Kĩ thuật công nghệ
Khoa học tự nhiên
Khoa học xã hội
Văn hóa nghệ thuật
Y tế sức khỏe
Văn bản luật
Nông lâm ngư
Kĩ năng mềm
Luận văn - Báo cáo
Giải trí - Thư giãn
Tài liệu phổ thông
Văn mẫu
Thông tin
Điều khoản sử dụng
Quy định bảo mật
Quy chế hoạt động
Chính sách bản quyền
Giới thiệu
Đăng ký
Đăng nhập
0
Trang chủ
Tài Chính - Ngân Hàng
Ngân hàng - Tín dụng
The Decline of Traditional Banking: Implications for Financial Stability and Regulatory Policy
Đang chuẩn bị liên kết để tải về tài liệu:
The Decline of Traditional Banking: Implications for Financial Stability and Regulatory Policy
Quang Anh
78
21
pdf
Đang chuẩn bị nút TẢI XUỐNG, xin hãy chờ
Tải xuống
You will have to give your lender information about your financial situation on a form called a Standard Financial Statement (SFS). For example, details of any income or social welfare payments you receive, as well as your spending commitments, other loans and your living expenses may be required. You will have to give your lender honest and complete information about your financial situation. If you do not give your lender information that would have a significant impact on your financial situation or do not give the lender any information they need to assess your financial situation, you can be. | The Decline of Traditional Banking Implications for Financial Stability and Regulatory Policy Franklin R. Edwards and Frederic S. Mishkin 1 The views expressed in this article are those of the authors and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System. The Federal Reserve Bank of New York provides no warranty express or implied as to the accuracy timeliness completeness merchantability or fitness for any particular purpose of any information contained in documents produced and provided by the Federal Reserve Bank of New York in any form or manner whatsoever. I I 1 he traditional banking business has been to I make long-term loans and fund them by issuing short-dated deposits a process that is commonly described as borrowing short and lending long. In recent years fundamental economic forces have undercut the traditional role of banks in financial intermediation. As a source of funds for financial intermediaries deposits have steadily diminished in importance. In addition the profitability of traditional banking activities such as business lending has diminished in recent years. As a result banks have increasingly turned to new nontraditional financial activities as a way of maintaining their position as financial intermediaries.2 This article has two objectives to examine the forces responsible for the declining role of traditional banking in the United States as well as in other countries and to explore the implications of this decline and banks responses to it for financial stability and regulatory policy. A key policy issue is whether the decline of banking threatens to make the financial system more fragile. If nothing else the prospect of a mass exodus from the banking industry possibly via increased failures could cause instability in the financial system. Of greater concern is that declining profitability could tip the incentives of bank managers toward assuming greater risk in an effort to .
TÀI LIỆU LIÊN QUAN
Assessing Russia’s Decline- Trends and Implications for the United States and the U.S. Air Force
Jokowi’s authoritarian turn and Indonesia’s democratic decline
Citrus decline
Darjeeling mandarin orange: Reasons for its decline and perceived constraints
Knowledge of farmers towards reasons for decline of orange orchards in Amravati District, India
Effect NAA of crop regulation on kinnow decline
Minimal clinically important decline in physical function over one year: EPOSA study
Lung function decline in relation to diagnostic criteria for airflow obstruction in respiratory symptomatic subjects
Annual decline in forced expiratory volume and airway inflammatory cells and mediators in a general population-based sample
Screening for subjective cognitive decline in the elderly via subjective cognitive complaints and informant-reported questionnaires: A systematic review
crossorigin="anonymous">
Đã phát hiện trình chặn quảng cáo AdBlock
Trang web này phụ thuộc vào doanh thu từ số lần hiển thị quảng cáo để tồn tại. Vui lòng tắt trình chặn quảng cáo của bạn hoặc tạm dừng tính năng chặn quảng cáo cho trang web này.