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Financial Management Guide: U.S. Department of Homeland Security

Attitudes and preferences are considered to be an important element of financial literacy. If people have a rather negative attitude towards saving for their future, for example, it is argued that they will be less inclined to undertake such behaviour. Similarly, if they prefer to prioritise short-term wants then they are unlikely to provide themselves with emergency savings or to make longer term financial plans. The financial literacy survey includes three attitude statements to gauge respondents’ attitudes towards money and planning for the future 3 . The attitude questions ask people about whether they agree or disagree with particular statements, to. | Financial Management Guide U.S. Department of Homeland Security Preparedness Directorate Office of Grants and Training Office of Grant Operations January 2006 Department of Homeland Security The mission of the Department of Homeland Security DHS is to lead the unified national effort to secure America to prevent and deter terrorist attacks and protect against and respond to threats and hazards to the nation and to ensure safe and secure borders welcome lawful immigrants and visitors and promote the free-flow of commerce. DHS is also dedicated to protecting the rights of American citizens and enhancing public services such as natural disaster assistance and citizenship services by dedicating offices to these important missions. Department of Homeland Security World Wide Web page http www.DHS.gov U.S. Department of Homeland Security Preparedness Directorate Office of Grants and Training Office of Grant Operations 800 K Street NW Washington DC 20001 Mailing Address 810 Seventh Street NW Washington DC 20531 Michael Chertoff Secretary U.S. Department of Homeland Security Tracy A. Henke Executive Director Office of Grants and Training Kimberly Orben Director Office for Business Administration Office of Grants and Training Nancy Anne Baugher Foy Director Office of Grant Operations Office of Grants and Training 1-866- 9ASK-OGO 866-927-5646 .