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U.S. DEPARTMENT OF EDUCATION FY 2011 AGENCY FINANCIAL REPORT
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U.S. DEPARTMENT OF EDUCATION FY 2011 AGENCY FINANCIAL REPORT
Kim Phượng
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Recognizing that human capital is important means that we also want to protect it to the extent we can. Although it is not easy to protect the overall level of our earnings powers, we can financially protect against death, which is the worst-case scenario. Most of us will want to invest in life insurance, which protects us against this mortality risk. Thus, our financial portfolio during the accumulation stage of our lives will typically consist of stocks, bonds, and life insurance. We face another kind of risk after we retire. During the retirement stage of our lives, we are usually consuming more than our income (i.e., some. | RECOVERY.GOV U.S. Department of Education FY 2011 Agency Financial Report U.S. Department of Education Arne Duncan Secretary Office of the Chief Financial Officer Thomas Skelly Delegated to perform the functions and duties of Chief Financial Officer November 15 2011 This report is in the public domain. Authorization to reproduce it in whole or in part is granted. While permission to reprint this publication is not necessary the citation should be U.S. Department of Education Agency Financial Report Washington D.C. 2011. This report is available on the Department s Web site at http www.ed.gov about reports annual index.html. On request this publication is available in alternative formats such as Braille large print or computer diskette. For more information please contact the Department s Alternate Format Center at 202 260-0852 or 202 260-0818. Department annual plans and annual reports are available on the Web at http www.ed.gov about reports annual index.html. The Department welcomes all comments and suggestions on both the content and presentation of this report. Please forward them to PARcomments@ed.gov Office of the Chief Financial Officer U.S. Department of Education Washington D.C. 20202-0600 The following companies were contracted to assist in the preparation of the U.S. Department of Education FY 2011 Agency Financial Report For general layout and Web design For database design For accounting services ICF Macro Plexus Corporation IBM Business Consulting Services FMR Consulting Inc. Cotton Company LLP FY2011 Agency Financial Report .S. Department of Education Foreword The United States Department of Education s the Department s Agency Financial Report AFR for fiscal year FY 2011 provides to Congress the President and the American people an overview of the Department s financial performance and results and detailed information about our stewardship over the financial resources entrusted to us. Additionally the report provides information about our performance
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