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Investigation on the problems faced by the farmers in obtaining and repayment of agricultural credit in Karaikal district, India
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Agriculture remains the mainstay of Indian economy. The major contribution for the Indian agriculture is supported by the marginal and small farmers. Agriculture is most important for the sustainable development. Until 1935, the major sources of funds for the farmers were the professional money lenders. Due to their unduly high rate of interest, farmers were heavily burdened with debts, which lead to the riots and even miserable suicides. Later, Government of India has undertaken those issues and established agricultural credit policy through various institutional agencies. Still there exists lack of rapport between the bankers and the farmers both in obtaining the crop loans as well as in repaying. |