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Modelling the prediction of farmers' loan repayment in primary agricutural co-operative credit societies

Money, the vital element of economy, is indispensable to Agriculturists too. In India the farming community is subject to various vagaries to continue to be farmers and boost GDP of our Nation. | Modelling the prediction of farmers loan repayment in primary agricutural co-operative credit societies INTERNATIONAL JOURNAL OF MANAGEMENT IJM ISSN 0976-6502 Print ISSN 0976-6510 Online IJM Volume 7 Issue 2 February 2016 pp. 326-340 http www.iaeme.com ijm index.asp IAEME Journal Impact Factor 2016 8.1920 Calculated by GISI www.jifactor.com MODELLING THE PREDICTION OF FARMERS LOAN REPAYMENT IN PRIMARY AGRICUTURAL CO-OPERATIVE CREDIT SOCIETIES Dr.G.S.David Sam Jayakumar Assistant professor Jamal Institute of management Jamal Mohamed College Trichy-20 J.Sathyamurti Research scholar Jamal Institute of management Jamal Mohamed College Trichy-20 ABSTRACT Money the vital element of economy is indispensable to Agriculturists too. In India the farming community is subject to various vagaries to continue to be farmers and boost GDP of our Nation. In this Co-operative banks also play an important role despite the low percentage of repayment by farmers promptly coupled with high level of pressure for farmers for loan for continuing agricultural activities while the resource is requiring its cost to make it readily available at the time of all farming activities. There are many socio psychological factors. Affecting recovery of lending institutions resulting in a hard situation for credit societies and banks to continue lending. Here the study is on factors that could predict ways and means of recovery from farmers. Key words Credit Societies Repayment Factors. Cite this Article Dr. G.S. David Sam Jayakumar and J.Sathyamurti. Modelling The Prediction of Farmers Loan Repayment In Primary Agricutural Co-Operative Credit Societies. International Journal of Management 7 2 2016 pp. 326-340. http www.iaeme.com ijm index.asp 1. INTRODUCTION Institutional Credits play a vital role in economic transformation in rural development. Agricultural credit is a crucial input required by the smallholder farmers to establish and expand their farms with the aim of increasing agricultural .