tailieunhanh - Paul Ryan’s Plan foR MillionaiRes’ Gain and Middle-Class Pain

Transactional costs are a large burden for Georgian lenders. Agricultural borrowers live and farm in remote locations compared to major cities where banks tend to locate branch offices. When one considers distance and the required routine monitoring of business activities, the transactional cost for long-term loans is higher than other loan products. In addition to transactional costs, the bank overhead costs in Georgia are high. According to a recent World Bank review on the financial sector, overhead costs range between 14-18% of earning assets. Available collateral and its market value is another constraint to accessing. | EPI . BRI EFI NG PAPER ECONOMIC POLICY INSTITUTE JANUARY 19 2011 BRIEFING PAPER 289 PAUL RYAN S PLAN FOR MILLIONAIRES GAIN AND MIDDLE-CLASS PAIN The Ryan Roadmap leads to an entitlement raid and middle-class tax hikes in order to enrich the wealthy BY ANDREW FIELDHOUSE In January 2010 the incoming House Budget Committee Chairman Paul Ryan . presented A Roadmap for America s Future in which he proposed drastic policy changes with the stated goal of putting the nation on a sustainable fiscal course Ryan 2010 iv . If enacted Ryan s Roadmap would dismantle social insurance programs raise taxes on the middle class and transfer wealth from the middle class to corporations and millionaires. Recent deficit reduction proposals including those from President Obama s National Commission on Fiscal Responsibility and Reform the Fiscal Commission and the Bipartisan Policy Center s Deficit Reduction Task Force have contained a mixture of revenue increases and spending cuts to achieve long-term fiscal stability. The Ryan Roadmap on the other hand makes no pretense of a balanced approach. It would slash Medicare Medicaid and Social Security benefits and deplete tax revenue. It trades middle-class pain for millionaires gains. The Roadmap is riddled with policies that ignore the lessons learned from the Great Depression and underscored by the Great Recession. Policy and market failures set the stage for a meltdown of the global financial system and the worst recession since the Great Depression but Ryan s plan still swears by the failed Bush-era economic policies of cutting taxes for the wealthy while neglecting the middle class and national investments. It even proposes TABLE OF CONTENTS 1. The Ryan Roadmap raises taxes on Americans making between 20 000 and 200 000 while slashing taxes in half for the wealthiest 2. The Ryan Roadmap replaces corporate taxation with a regressive consumption 3. The Ryan Roadmap places the entire burden of deficit reduction on .

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