tailieunhanh - How to... “Set up a Family Budget” Fiona Ratcliffe

"The average family exists only on paper and its average budget is a fiction, invented by statisticians for the convenience of statisticians." Sylvia Porter Unlike the quote provided above, seemingly reflective of general opinion on family budgets today, we will attempt to take a much more positive approach to budgeting, as a family oriented, user-friendly, financial management and planning tool and life-enabler. However, when reflecting on family budgeting and inquiring as to why not more families are actually using it, it becomes self-evident that similar skepticism runs rampant and deep in reality and society, even globally so. Once you. | How to. Set up a Family Budget Fiona Ratcliffe A budget tells us what we can t afford but it doesn t keep us from buying it. William Feather TABLE OF CONTENTS PAGE Family Budgets A Brief Introduction 3 Why an e-book or how-to guide on setting up a family budget Why would or do you need a family budget The business case for and rationale behind family budgeting Benefits and advantages of a family budget Family Budgets Defined 12 What is a family budget What constitutes a good family budget What should it contain and look like The Family Budget Process 19 How to set up a family budget Some practical suggestions and a step-by-step summary of a family budget process Hints tips tricks and tools for setting up a family budget How should a family budget be used Final Thoughts On Setting Up A Family Budget 53 Modern man drives a mortgaged car over a bond-financed highway on credit-card gas. Earl Wilson 2010 How To Set Up a Family Budget 2 INTRODUCTION The average family exists only on paper and its average budget is a fiction invented by statisticians for the convenience of statisticians. Sylvia Porter Unlike the quote provided above seemingly reflective of general opinion on family budgets today we will attempt to take a much more positive approach to budgeting as a family oriented user-friendly financial management and planning tool and life-enabler. However when reflecting on family budgeting and inquiring as to why not more families are actually using it it becomes self-evident that similar skepticism runs rampant and deep in reality and society even globally so. Once you start probing family budgets expending time and energy researching the subject indepth it becomes quite clear that most families are caught in a vicious almost never-ending cycle of What comes in must go out. Most families might feel that budgeting is a futile effort unnecessarily burdening them with thoughts and ways to go broke methodically and slowly without the .