tailieunhanh - Guide to Health Insurance

The Ohio Department of Insurance has created this guide to help you understand some of the basics of health insurance .This guide is intended to help individuals, families, self-employed people and small business owners evaluate their options . If you have health coverage, try to keep it .Unless the policy owner (you or your employer) stops paying premiums, the health plan cannot cancel your coverage — even if you get sick .The law allows you to keep coverage through life-changing events (divorce, changing jobs, job loss, etc .) — though the coverage and / or premiums may change depending on the. | Health Insurance ODI John Kasich Governor Mary Taylor Lt. Governor Director This guide Describes how to find keep and use health insurance Explains how to appeal a decision by your health plan aTMEA Ohio Department of Insurance Table of Contents The Basics of Health Possible Additional Benefits in Ohio Choosing a Plan I Understanding Your Helpful Phone Numbers What s Your Situation .9 Getting Individual Health Young Job Change I Job Surviving Without Health Running a Small Business or How to Appeal a Decision by Your Health Plan About the Ohio Department of Disclaimer notice The information included in this publication is meant to serve as a guide and is not a substitute for legal or professional advice. Please be certain to check with a professional if you have questions. Updated June 1 2012. May change without notice. 1 John Kasich Governor Mary Taylor LT. Governor Director QDI . Ohio Department of Insurance The Basics of Health Insurance The Ohio Department of Insurance has created this guide to help you understand some of the basics of health insurance. This guide is intended to help individuals families self-employed people and small business owners evaluate their options. If you have health coverage try to keep it. Unless the policy owner you or your employer stops paying premiums the health plan cannot cancel your coverage even if you get sick. The law allows you to keep coverage through life-changing events divorce changing jobs job loss etc. though the coverage and or premiums may change depending on the situation. Not having health insurance can be a dangerous decision. If you re not covered and have an accident or develop a serious illness it can be financially devastating. What is Health Insurance Health insurance is a general term used to describe many kinds of insurance coverage. For .