tailieunhanh - CIBC Mutual Funds CIBC Family of Managed Portfolios

A board’s role is to provide oversight, not to manage risks. Just as a board does not manage a fund’s investments or its business operations, it also does not manage the risks associated with those activities. Board oversight includes understanding the risk management processes employed by the adviser, asking questions where appropriate, and obtaining appropriate assurances that the processes are reasonably designed to manage and control the fund’s material risks. | CIBC Mutual Funds CIBC Family of Managed Portfolios Simplified Prospectus July 28 2011 1also offers Premium Class units 2also offers Class O units 3also offers Premium Class and Class O units 4also offers Class T4 and Class T6 units 5also offers Class T6 and Class T8 units 6also offers Class T4 Class T6 and Class T8 units 7also offers Premium Class and Institutional Class units 8also offers Premium Class Institutional Class and Class O units It is expected that Premium Class units will be available for purchase on or about October 24 2011. 4It is expected that Premium Class and Institutional Class units will be available for purchase on or about October 24 2011. It is expected that Class O units will be available for purchase on or about October 24 2011. CIBC No securities regulatory authority has expressed an opinion about the units of the mutual funds listed and it is an offence to claim otherwise. The funds and the units of the funds offered under this Simplified Prospectus are not registered with the United States Securities and Exchange Commission and they are sold in the United States only in reliance on exemptions from registration. Class A Units unless otherwise noted CIBC Mutual Funds CIBC Canadian T-Bill Fund1 CIBC Money Market Fund3 CIBC . Dollar Money Market Fund3 CIBC Short-Term Income Fund3 CIBC Canadian Bond Fund3 CIBC Monthly Income Fund2 CIBC Global Bond Fund2 CIBC Global Monthly Income Fund2 CIBC Balanced Fund CIBC Dividend Income Fund2 CIBC Dividend Growth Fund2 CIBC Canadian Equity Fund CIBC Canadian Equity Value Fund2 CIBC Canadian Small-Cap Fund CIBC Disciplined . Equity Fund2 CIBC . Small Companies Fund2 CIBC Global Equity Fund CIBC Disciplined International Equity Fund2 CIBC European Equity Fund2 CIBC Emerging Markets Fund2 CIBC Asia Pacific Fund2 CIBC Latin American Fund CIBC International Small Companies Fund CIBC Financial Companies Fund CIBC Canadian Resources Fund CIBC Energy Fund CIBC Canadian Real Estate Fund CIBC Precious .

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