tailieunhanh - Help After a Disaster Applicant’s Guide to the Individuals & Households Program

The notices we issue at the commencement, agreed change to, and each renewal of your policy show the various payment methods available to you. A change to your policy details (for example change of address, change of car or modifications) may affect the premium you need to pay for the remainder of your period of cover. If a refund of $10 or more is payable, we will send you a cheque or credit your payment card account. Any extra premium needs to be paid by you within 14 days. | Help After a Disaster Applicant s Guide to the Individuals Households Program FEMA 545 July 2008 The Federal Emergency Management Agency FEMA under the authority of section 408 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act 42 . 5174 and Title 44 of the Code Federal Regulations CFR may provide financial assistance and if necessary direct services to eligible individuals and households who as a direct result of a major disaster have necessary expenses and serious needs and are unable to meet such expenses or needs through other means. Dear Applicant As part of our ongoing efforts to clearly communicate FEMA s Individuals and Households Program IHP requirements documentation and processes we are providing you this booklet. This booklet contains useful program information about IHP. For disaster-specific questions it is always best to visit our website at or contact the FEMA Helpline at 1-800-621-FEMA TTY 1-800-462-7585 for the hearing impaired . In response to the Post Katrina Emergency Management Reform Act of 2006 FEMA is in the process of updating our policies and programs to include new authorities delegated to FEMA by Congress. As the new policies and procedures are put into place updated versions of this applicant guide will be made available to the public on FEMA s website in our Disaster Recovery Centers and by mail for all applicants applying by phone or online. FEMA s programs are designed to help meet essential needs and assist individuals and their households in taking the first steps toward recovery. FEMA programs are not intended to return all homes or belongings to their pre-disaster condition. We look forward to partnering with you in the recovery process as you and your community rebuild after a disaster. With Regards FEMA Disaster Assistance .

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