tailieunhanh - Your Insured Deposits

The FDIC does not insure safe deposit boxes or their contents. The FDIC does not insure . Treasury bills, bonds or notes, but these investments are backed by the full faith and credit of the United States government. How much insurance coverage does the FDIC provide? The standard maximum deposit insurance amount is described as the “SMDIA” in FDIC regulations. | Important Information About This Brochure This brochure describes the rules for FDIC deposit insurance coverage of most account ownership categories used by bank depositors. Its purpose is to help depositors understand the amount of coverage available for their deposit accounts. It is not a legal interpretation of the FDIC s laws and regulations. For additional or more specific information about FDIC insurance coverage depositors or their financial or legal advisor may consult the Federal Deposit Insurance Act 12 et seq. and the FDIC s regulations relating to insurance coverage described in 12 . Part 330. The information in this brochure is based on FDIC laws and regulations in effect at publication. These rules can be amended and therefore some of the information in this brochure may become outdated. The online version of this brochure available on the FDIC s website at deposit deposits will be updated immediately if rule changes affecting FDIC insurance coverage are made. Depositors should note that federal law expressly limits the amount of insurance the FDIC can pay to depositors when an insured bank fails and no representation made by any person or organization can either increase or modify that amount. This brochure does not provide estate planning advice. Depositors seeking such assistance should contact a financial or legal advisor. For simplicity this brochure uses the term insured bank to mean any bank or savings association that is insured by the FDIC. To check whether the FDIC insures a specific bank or savings association Call the FDIC toll-free 1-877-275-3342 Use FDIC s Bank Find at idasp or Look for the FDIC sign where deposits are received Each dapoaltor Inturad to at laait 260 000 Tamporarỉy increased from 250 000 th routfl 1Z 31 2013 FDIC Federal Dapoit Insurance Co panrtion Table of Contents 2 FDIC Insurance Coverage Basics 3 Ownership .