tailieunhanh - On a Fundamental Reorganisation of the Landesbanks and Savings Banks Sector in Germany

The headline regulatory ratios for the four major Australian banks are lower than for other countries (Figures 8 and 9). However, differences in regulatory rules relating to the calculation of required capital suggest that different jurisdictions’ capital ratios should be interpreted with caution. In particular, the risk weighted assets numbers are not directly comparable across countries. APRA’s requirements for computing risk-weighted assets likely imply that risk- weighted assets in Australia are higher than for comparable banks in other countries, resulting in lower headline capital ratios for the same amount of capital. Moreover, due to APRA’s conservative capital eligibility and deduction rules. | Institute for Monetary and Financial Stability Heinz Hilgert Jan Pieter Krahnen Gunther Merl Helmut Siekmann On a Fundamental Reorganisation of the Landesbanks and Savings Banks Sector in Germany Institute for Monetary and Financial Stability Johann Wolfgang Goethe-Universitat Frankfurt Am Main Working Paper Series No. 44 2011 PORF. Dr. Dr. . Helmut Siekmann Hrsg. institute for monetary and Financial Stability Professur fur geld- Wahrungs- und Notenbankrecht Johann Wolfgang Goethe-Universitat Gruneburgplatz 1 60629 Frankfurt am main Telefon 069 798 - 34014 Telefax 069 798 - 33913 e-mail geld-und-waehrung@ Heinz Hilgert Jan Pieter Krahnen Gunther Merl Helmut Siekmann On a Fundamental Reorganisation of the Landesbanks and Savings Banks Sector in Germany Institute for Monetary and Financial stability Johann Wolfgang Goethe-Universitat Frankfurt am Main Working Paper Series no. 44 2011