tailieunhanh - A Consumer’s Guide To Home Insurance

Private insurance companies sell long-term care insurance policies. You can buy an individual policy from an agent or through the mail. Or, you can buy coverage under a group policy through an employer or through membership in an association. The federal government and several state governments offer long-term care insurance coverage to their employees, retirees and their families. This program is voluntary, and premiums are paid by participants. You can also get long-term care benefits through a life insurance policy. . | About the NAIC . The National Association of Insurance Commissioners NAIC is the oldest association of state government officials. Its members consist of the chief insurance regulators in all 50 states the District of Columbia and five . territories. The primary responsibility of the state regulators is to protect the interests of insurance consumers and the NAIC helps regulators fulfill that obligation in a number of different ways. This guide is one example of work done by the NAIC to assist states in educating and protecting consumers. Another way the NAIC lends support to state regulators is by providing a forum for the development of uniform public policy when uniformity is appropriate. It does this through a series of model laws regulations and guidelines developed for the states use. States that choose to do so may adopt the models intact or modify them to meet the needs of their marketplace and consumers. The NAIC s mission is to assist state insurance regulators individually and collectively in serving the public interest and achieving the following fundamental insurance regulatory goals in a responsive efficient and cost effective manner consistent with the wishes of its members Protect the public interest. Promote competitive markets. Facilitate the fair and equitable treatment of insurance consumers. Promote the reliability solvency and financial solidity of insurance institutions. Support and improve state regulation of insurance. National Association of Insurance Commissioners 2301 McGee Street Suite 800 Kansas City MO 64108-2604 816-842-3600 Fax 816-783-8175 Not for reprint or reproduction without the express written permission of the National Association of Insurance Commissioners. For copyright and reprint information please visit . NAIC Not for reprint or reproduction without the express written permission of the National Association of Insurance Commissioners. For copyright and reprint information please visit .