tailieunhanh - CLAIM SETTLEMENT (Deceased Depositor Claim Cases)

Pressures on European banks to deleverage increased towards the end of 2011 as funding strains intensified and regulators imposed new capitalisation targets. Many of these banks shed assets, both through sales and by cutting lending. However, this did not appear to weigh heavily on asset prices, nor did overall financing fall for most types of credit. This was because other banks, asset managers and bond market investors took over the business of European banks. An open question is whether other financial institutions will be able to substitute for European banks as the latter continue to deleverage. The reduction. | CLAIM SETTLEMENT Deceased Depositor Claim Cases SAVINGS BANK ACCOUNTS When the depositor dies the proceeds can be paid to the Nominee or legal heir following the procedure for deceased depositor s Claim cases as discussed here under. In the case of Minor Accounts whether opened by the minor himself or by the guardian when the minor dies it becomes claim case. The basis for claim settlement are A. Nomination B. Legal evidence C. In case of no nomination - without production of legal evidence up to a balance of Lakh. S B Claim settlement on the basis of nomination Application to be accompanied by Pass Book and death Certificate of depositor- if any nominees have predeceased the depositor death Certificate of such nominees also to be attached. The death certificate may be original or photocopy of original duly attested. The sanctioning authorities may attest the copy after verifying with the original. Once the intimation about the death of the depositor is received in the Post Office it is the responsibility of the Office to note a remark in the Ledger supply a claim application to the nominee and to advise him to prefer the claim. An entry also is to be made in the Register of claim cases. If the nominee is a minor the claim will be preferred by the person appointed by the depositor-if no such person appointed by guardian on behalf of the minor. No payment can be made direct to the minor. The amount will be paid to the appointed person or to the guardian for the use of minor. Claim Sanctioning Authorities on the basis of nomination Name of the authority Limit 1. SPMs in Time Scale Sub Offices Rs 1000 2 SPMs in LSG SOs Rs 2000 3 SPMs in HSG SOs Rs 5000 4 Head Postmasters Any amount If there are more than one nominee the nominees can make a joint claim or separate claim each nominee making claim his share . If there is more than one a c in the name of a person separate claim is to be preferred. THE LIMITS FOR THE VARIOUS AUTHORITIES MEANS For Savings Accounts and

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