tailieunhanh - create your own employee handbook a legal and practical guide phần 9

Tham khảo tài liệu 'create your own employee handbook a legal and practical guide phần 9', ngoại ngữ, ngữ pháp tiếng anh phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả | 21 18 CREATE YOUR OWN EMPLOYEE HANDBOOK State Health Insurance Continuation Laws Note The states of Alaska Delaware and Idaho are not included in this chart because they do not have laws specifically controlling health insurance continuation. Check your state department of labor if you need more information See Appendix C for contact list . Alabama Ala. Code 27-55-3 4 No general continuation laws but subjects of domestic abuse who have lost coverage under abuser s plan and who do not qualify for COBRA may have 18 months coverage applies to all employers . Arizona Ariz. Rev. Stat. Ann. 20-1377 20-1408 Employers affected All employers who offer group health and disability insurance. Qualifying event Death of employee change in marital status. Length of coverage for dependents May convert to individual policy upon death of covered employee or divorce or legal separation. Coverage must be the same unless the insured chooses a lesser plan. Insurer may offer group insurance as long as there is no change in coverage. Time employer has to notify employee of continuation rights No provisions for employer. Insurance policy must include notice of conversion privilege. Clerk of court must provide notice to anyone filing for divorce that dependent spouse is entitled to convert health insurance coverage. Time employee has to apply 31 days after termination of existing coverage. Special benefits Applies to blanket accident and sickness insurance policies and to all disability insurance issued by hospital medical dental and optometric service corporations healthcare services organizations and fraternal benefit societies. Arkansas Ark. Code Ann. 23-86-114 to 23-86-116 Employers affected All employers who offer group health insurance. Eligible employees Employees continuously insured for previous 3 months. Qualifying event Termination of employment death of employee change in marital status. Length of coverage for employee 120 days. Length of coverage for dependents 120 days. Time .