tailieunhanh - SECURITY FREEZE INFORMATION

There are some differences between military and civilian protection orders. Military protection orders are enforceable only on the base where they are issued. These orders do not meet the due process requirements for full faith and credit because the abuser is not given notice and the opportunity to be heard. Since military protection orders cannot be enforced off the installation, you may want to consider also getting a civil protection order in a judicial district near the military installation. If you live off base, go off base regularly, are moving off base, or are relocating to a new base, a civil protection order issued by a civilian court can. | SECURITY FREEZE INFORMATION Any consumer in Texas may request a security freeze in writing by certified mail to the consumer reporting agencies. The consumer reporting agencies shall not charge a fee to victims of identity theft for placing temporarily lifting or removing a security freeze on their credit report. For all other consumers a 10 fee will be applied to place temporarily lift or remove a security freeze on their credit report. A 12 fee may be charged for the release of a credit report to a specific person. A security freeze prohibits with certain specific exceptions the consumer reporting agencies from releasing the consumer s credit report or any information from it without the express authorization of the consumer. The freeze goes into effect five 5 business days from receipt of the consumer s letter by the consumer reporting agencies. To obtain more detailed information on how to place a security freeze on your credit reports see below. HOW TO FREEZE YOUR CREDIT FILES A security freeze means that your credit file cannot be shared with potential creditors or potential identity thieves. A security freeze can help prevent new account identity theft. Most businesses will not open credit accounts without checking a consumer s credit history first. If your credit files are frozen even someone who has your name and Social Security number probably would not be able to obtain credit in your name. A security freeze is free to identity theft victims who have a police report. How do I place a security freeze To place a freeze you must write to one of the three consumer reporting agencies listed below. Each consumer reporting agency charges a 10 fee unless the fee is waived because you are an identity theft victim. To prove you are a victim and to avoid the fees you must send a copy of a report of alleged identity fraud or an identity theft passport to each of the consumer reporting agencies. Write to one of the three addresses below and include the information .