tailieunhanh - THE REFORM OF THE SAVINGS BANK SYSTEM IN FRANCE – A MODEL FOR OTHER COUNTRIES?

Up to the end of the twentieth century, the French banking industry consisted of four distinct groups of large banks. In addition to the large private banks comprising Banque Nationale de Paris, Société Générale and Paribas, which were major players in the corporate and foreign business, the government-owned banks Crédit Lyonnais1 and Post Office Savings Bank were of considerable importance for the retail banking. However, the retail banking was largely dominated by the coop- erative banks Crédit Agricole, Banques Populaires and Crédit Mutuel. The fourth mainstay of French banking was traditionally represented by the sav- ings banks. In 2000, the French savings banks entered a new phase of their development. Following a funda- mental reform of. | Reform Models The Reform of the Savings Bank System in France - A Model for Other Countries Jochen Klein Up to the end of the twentieth century the French banking industry consisted of four distinct groups of large banks. In addition to the large private banks comprising Banque Nationale de Paris Société Générale and Paribas which were major players in the corporate and foreign business the government-owned banks Crédit Lyonnais 1 and Post Office Savings Bank were of considerable importance for the retail banking. However the retail banking was largely dominated by the cooperative banks Crédit Agricole Banques Populaires and Crédit Mutuel. The fourth mainstay of French banking was traditionally represented by the savings banks. In 2000 the French savings banks entered a new phase of their development. Following a fundamental reform of the law relating to their operation they abandoned their traditional legal form and were converted to cooperatives. The following article will initially look at the development of the savings bank system in France up to the year 2000 and will then on this basis show the essential aspects of the reform and the resulting structures of the savings banks institutions. Finally it will be asked whether the reform of the French savings banks institutions may offer an appropriate model for a reform of their German counterparts. The development of the savings bank system in France From the founding of the first savings bank in 1818 until after the Second World War the business of French savings banks caisses d épargne et de prévoyance consisted solely of collecting the sav ings of local citizens in savings accounts and subsequently forwarding them to the public authorities for financing the government. The savings banks thus assumed the unilateral function of capital collection points for the 3 Not until the 1970s did the activities of the savings banks expand to other bank business. At that time they were granted the legal .

• Ngân hàng - Tín dụng
• v Promoter
• Early Detection
• Clinical Setting
• Prevention and Early Detection
• Chemotherapy Strategies
• Prevention and Treatment
• Haynaldia villosa
• Protein disulfide isomerase
• In silico analysis
• PDI like genes
• Tissue specific
• VT Asthma Prevention Plan
• health
• health education
• medical facility
• the health care
• from prevention and treatment
• treatment of cough due to strep throat
• bronchitis
• Hepatitis C treatment
• hepatitis C
• hepatitis treatment
• hepatitis C prevention
• prevention of hepatitis C
• Public health
• Patient care experiences
• ART initiation
• Virologic suppression
• Treatment as Prevention
• T Cell Leukemia
• Characteristics
• Treatment
• Prevention
• Mariko Tomita
• Cervical cancer prevention
• Treatment in low
• Resource settings
• Cervical cancer
• History cervical cancer
• World Health Organization
• Vật lý trị liệu
• Dengue haemorrhagic fever
• Dengue guidelines for diagnosis
• Dengue guidelines for prevention
• Dengue guidelines for treatment
• SARS CoV 2
• Vitamin C
• Vitamin D
• Treatment of SARS CoV 2
• Quercetin in the prevention
• Epidemiology
• Risk Factors
• Hepatocellular Carcinoma
• Surgical Treatment
• Liver Metastases
• Inflammation and DNA
• Step Ahead of Cancer
• Epigenetic Paradigm
• Lifestyle Changes
• COX 2 Promoter