tailieunhanh - United States Court of Appeals FOR THE EIGHTH CIRCUIT

The objective of this Work Area has been to undertake a detailed and itemised analysis based on population and sample analyses of the loan portfolios of the 14 banking groups included in the scope of the independent evaluation. This work has been undertaken by the four largest audit firms in Spain (Deloitte, PwC, Ernst & Young and KPMG). The 14 banking groups included in the exercise were assigned to each audit firm, and none of the audit firms reviewed banks audited by them in the last two financial years, in order to guarantee their independence. The assignment of. | United States Court of Appeals FOR THE EIGHTH CIRCUIT No. 09-1096 Michael Casey Julie Pennington Michael Crider Kathleen Keller Richard Keller Richard Piatchek Heidi Piatchek Plaintiffs - Appellants v. Federal Deposit Insurance Corporation as receiver of Washington Mutual Bank Defendant North American Savings Bank Heartland Bank ABM AMRO Mortgage Group Inc. Appeal from the United States District Court for the Eastern District of Missouri. Defendants - Appellees. Submitted September 24 2009 Filed October 20 2009 Before MURPHY BRIGHT and RILEY Circuit Judges. MURPHY Circuit Judge. The plaintiffs in this case were members of a class who brought claims in Missouri state court against their mortgage lenders alleging that the lenders had engaged in the unauthorized practice of law by charging a fee for preparation of loan documents by nonlawyers. The state court dismissed the claims against four lenders who were federal savings associations FSAs . While an appeal of that decision was pending the Federal Deposit Insurance Corporation FDIC was substituted for one of the FSA lenders and it removed the claims to federal district court. That court1 adopted the state court s preemption decision and then transferred the appeal to this court together with a renewed motion to remand. We affirm. I. Appellants are seven homeowners whose claims against FSA lenders were dismissed by the state court based on federal preemption Michael Casey Julie Pennington Michael Crider Kathleen Keller Richard Keller Richard Piatcheck and Heidi Piatchek the homeowners . The original appellees were the FDIC and three FSA lenders North American Savings Bank Heartland Bank and ABM AMRO Mortgage Group Inc. While this appeal was pending we granted Michael Crider s motion to dismiss his claims against the FDIC. The FSA lenders are mortgage lenders or brokers who extended credit or refinancing for the homeowners purchases of residential property. In the course of these transactions the FSA lenders .