tailieunhanh - A RATE COMPARISON GUIDE : AUTO INSURANCE

Many social funds were designed to rehabilitate existing infrastruc- ture. Rehabilitation was undoubtedly appropriate when the social funds were in the emergency phase, but it may not always be the service the users want now, because those facilities were originally put in place under a perhaps more centralized and very different service delivery system. Offering technology choices that are too complex or expensive is as much of a problem as offering technology choices that are too sim- plistic or inexpensive to deliver at the level of service people are will- ing to pay for. Are social funds always in a position to offer nuances of choice across a wide range. | A Rate Comparison Guide 2012 Rates Auto Insurance Compiled by BRASKA department of Insurance 941 O Street Suite 400 PO BOX 82089 Lincoln Nebraska 68501-2089 toll-free 1-877-564-7323 TDD 1-800-833-7352 402-471-2201 OUT98111 Rev. 8 12 THIS Rate Comparison Guide only includes the top 15 PRIVATE PASSENGER AUTOMOBILE insurance companies as established by market share. inclusion of a company is not an endorsement of a company nor is the omission of a company an adverse reflection on a company. Understanding the Rate Guide In order to give you an idea of how insurance premiums may vary between insurance companies a table has been assembled comparing rates of insurance companies writing private passenger automobile insurance in Nebraska. This guide does not include all insurance companies but shows the top 15 companies writing 76 of the coverage sold in Nebraska. Rating factors determine what price you will pay for insurance. Characteristics of similarly situated drivers are evaluated and the drivers are then grouped into classifications. Insurance companies will establish a rate for each group based on the claims paid for persons in that classification. The higher the losses for a particular classification the higher the rate for that class of driver. The following rating factors are considered when determining the rate you will pay driving record age sex and marital status location and type of auto and vehicle use. Keep in mind that many insurance companies offer a number of discounts before determining the final premium. The type of discount available may differ depending on the individual insurer. A few examples of possible discounts are multi-car combination auto homeowner coverage anti-theft devices safety devices senior discounts and good student discounts. The best way to keep the cost of insurance down is to drive safely and maintain a good driving record. Another way to reduce the cost of your insurance is through the proper use of deductibles. .