tailieunhanh - Women in Business - Village Bank Operations Manual

These are just some of the ways that a village bank is different from an ordinary savings and credit group. Village bank members learn how to keep accurate accounts, just like a real bank. They learn how to keep their bank growing and active, how to handle money safely, and how to avoid corruption. But the village bank is not just a place for carrying out financial transactions. It is also a place where women learn to read and write, where they discuss new ideas and practice management skills, where they find support and encouragement for their business activities,. | Women in Business Village Bank Operations Manual Table of Contents Page I. What Is a Village Bank .1 How is a village bank different from a regular savings and credit group .1 Who can join .2 Why does a village bank need to have 20 to 35 members .3 How are new members trained .3 What are solidarity groups .4 Why do village bank members have to learn to read and write .4 Why should women contribute to the cost of the Women in Business manuals .5 Why are all the village bank members supposed to have a business .6 What about savings .6 What about loans .7 Why are loans given for only one to six months and not for a whole year .9 Why are village bank loans small at first .9 Why are village bank loans paid back in weekly installments .10 What kinds of rules do village banks have .10 What are the rules for safe money handling . 11 What kinds of things can go wrong in a village bank .12 How do we know if a village bank is healthy .13 II. How Does a Village Bank Operate .15 What are the duties of the village bank members .15 Who are the officers of the village bank and what do they do .16 The management The The The The Assistant How are the village bank officers elected . 19 How do the officers get trained .20 What is a village bank cycle .20 Who screens the loan applications . 21 What about larger and longer loans . 21 Why do some women have trouble repaying their loans . 22 How does the management committee solve collection problems . 23 What does it mean to reschedule a loan .24 What does it mean to refinance a loan .24 How can a village bank increase the dividends it pays .24 Increasing Reducing How do group income-generating activities work . 25 What kind of venue equipment and supplies does a village bank need .25 What happens at the bank meeting .27 Before the bank During the bank After the bank Between bank III. The .