tailieunhanh - Private Secretary of the Governor

AB 2374, Roger Hernández. Consumer credit reports: security freezes. Existing state law defines and regulates consumer credit reports and permits a consumer to place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency. Existing law requires a consumer credit reporting agency to place the security freeze on the consumer’s credit report within 3 business days after receiving the consumer’s request. Under existing law, an agency may charge a fee of no more than $5 to a consumer 65 years of age or older for placing, lifting, or removing a security freeze. This bill would prohibit a. | Assembly Bill No. 2374 Passed the Assembly August 27 2012 Chief Clerk of the Assembly Passed the Senate August 22 2012 Secretary of the Senate This bill was received by the Governor this day of 2012 at o clock_M. Private Secretary of the Governor AB 2374 2 CHAPTER An act to amend Sections and of the Civil Code relating to consumer credit reports. LEGISLATIVE COUNSEL S DIGEST AB 2374 Roger Hernández. Consumer credit reports security freezes. Existing state law defines and regulates consumer credit reports and permits a consumer to place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency. Existing law requires a consumer credit reporting agency to place the security freeze on the consumer s credit report within 3 business days after receiving the consumer s request. Under existing law an agency may charge a fee of no more than 5 to a consumer 65 years of age or older for placing lifting or removing a security freeze. This bill would prohibit a consumer credit reporting agency from charging any fee upon a consumer 65 years of age or older for placing an initial security freeze. Under the bill a consumer credit reporting agency would be authorized to charge a consumer 65 years of age or older a fee of no more than 5 for lifting removing or replacing a security freeze. The bill would make conforming changes. The people of the State of California do enact as follows SECTION 1. Section of the Civil Code is amended to read . a A consumer may elect to place a security freeze on his or her credit report by making a request in writing by mail to a consumer credit reporting agency. Security freeze means a notice placed in a consumer s credit report at the request of the consumer and subject to certain exceptions that prohibits the consumer credit reporting agency from releasing the consumer s credit report or any information from it

• Ngân hàng - Tín dụng
• multiple medicines
• following guidance
• recommendation
• including existing
• pharmaceutical policies
• market situations
• recommendations
• Alumina Carrier
• Titanium Dioxide
• Dioxide Photocatalyst
• organ donation
• donors includes
• direct reimbursement
• Harnessing opportunities
• Integrated approach
• Cooperation at multiple levels