tailieunhanh - What you should know about Home Equity Lines of Credit

Others may allow repayment over a fi xed period (the “repayment period”), for example, 10 years. Once approved for a home equity line of credit, you will most likely be able to borrow up to your credit limit whenever you want. Typically, you will use special checks to draw on your line. Under some plans, borrowers can use a credit card or other means to draw on the line. There may be other limitations on how you use the line. Some plans may require you to borrow a minimum amount each time you draw on the line (for example, $300) or keep a minimum amount outstanding. Some plans may also. | The Federal Reserve Board What you should know about of Credit Board of Governors of the Federal Reserve System 0412 What You Should Know about Home Equity Lines of Credit i Table of contents Home Equity Plan Checklist. 2 What is a home equity line of credit . 3 What should you look for when shopping for a plan . 4 Costs of establishing and maintaining a home equity line. 5 How will you repay your home equity plan . 6 Lines of credit vs. traditional second mortgage loans . 8 What if the lender freezes or reduces your line of credit . 10 Glossary . A1 Where to go for help . A4 More resources . A7 ii What You Should Know about Home Equity Lines of .

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