tailieunhanh - Payment systems in Germany

Club, Eurocard in connection with MasterCard, Visa) has grown from approximately 10 million at the end of 1994 to more than million at the end of 2001. At the same time, the number of acceptance points (especially in the retail sector and the hotel business) has increased substantially. In 2001, German cardholders made payments by credit card amounting to approximately EUR billion. In spite of this, credit cards are still used far less than other payment instruments (eg debit cards) in the Federal Republic of Germany. Owing to the commission charges (a deduction from the credit card turnover. | Payment systems in Germany Germany Table of contents List of 1. Institutional The general institutional Legal requirements and public Credit Transfer Act and other specific regulations relating to payment services 151 The role of the central Oversight of payment Payment systems of the Deutsche Pricing The role of other private and public 2. Payment media used by Cash Non-cash payments . 155 Credit Direct Card Post office 3. Interbank exchange and settlement General Giro network of commercial Giro network of savings Giro network of credit General overview . 162 Types of transaction handled. 163 Transaction processing environment and liquidity control Operation of the transfer Credit and liquidity The retail payment system RPS. 166 General overview . 166 Participants . 166 Types of transaction. 166 Processing environment . 167 CPSS - Red Book - 2003 .

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