tailieunhanh - Freshwater ecosystem adaptation to climate change in water resources management and biodiversity conservation

In Germany, the cheque has never become as important as it has in many other countries of the western world. In terms of numbers it accounts for a mere of all cashless transactions, in terms of value just . It is used for only of all payments at retailers. On account of the increase in more efficient debit card payments, the importance of the cheque is steadily decreasing. A further decline in cheque payments in retail business can be expected as the eurocheque guarantee ceased at the end of the year 2001. Although the number and value of. | Public Disclosure Authorized l Public Disclosure Authorized Water Working Notes FLOWING FORWARD 58213 Note No. 28 November 2010 FRESHWATER ECOSYSTEM ADAPTATION TO CLIMATE CHANGE IN WATER RESOURCES MANAGEMENT AND BIODIVERSITY CONSERVATION Tom Le Quesne John H. Matthews Constantin Von der Heyden . Wickel Rob Wilby Joerg Hartmann Guy Pegram Elizabeth Kistin Geoffrey Blate Glauco Kimura de Freitas Eliot Levine Carla Guthrie Catherine McSweeney Nikolai Sindorf WATER PARTNERSHIP PROGRAM WWF Water Working Notes are published by the Water Sector Board of the Sustainable Development Network of the World Bank Group. Working Notes are lightly edited documents intended to elicit discussion on topical issues in the water sector. Comments should be e-mailed to the authors. WORLD BANK _ water FLOWING FORWARD Freshwater ecosystem adaptation to climate change in water resources management and biodiversity conservation Tom Le Quesne John H. Matthews Constantin Von der Heyden . Wickel Rob Wilby Joerg Hartmann Guy Pegram Elizabeth Kistin Geoffrey Blate Glauco Kimura de Freitas Eliot Levine Carla Guthrie Catherine McSweeney Nikolai Sindorf Note No. 28 November 2010 WATER PARTNERSHIP PROGRAM .