tailieunhanh - PROTECT YOUR POCKETBOOK: Tips to Avoid Financial Exploitation

The Department recommends that institutions engaged in human subjects research and IRBs that review HHS conducted or supported human subjects research or FDA regulated human subjects research consider whether establishing policies and procedures addressing IRB member potential and actual conflicts of interest as part of overall IRB policies and procedures would help ensure that financial interests do not compromise the rights and welfare of human research subjects. As noted, 45 CFR (e) and 21 CFR (e) prohibit an IRB member with a conflicting interest in a project from participating in the IRB’s initial or continuing review, except to provide information as requested by the IRB | Protect Your Pocketbook Tips to Avoid Financial Exploitation eldercare locator Connecting You to Community Services Financial exploitation targeting older adults is a major problem that is growing across the United States. Research shows that as many as five million older adults are victims of elder abuse each year. Financial exploitation also known as financial abuse is believed to cost seniors an estimated 3 billion annually. It is a threat to the health safety dignity and independence of vulnerable older adults but you can help prevent it from happening. This brochure is not meant to scare you or make you paranoid about all financial matters. The vast majority of family friends and professionals who help you handle your money have good intentions. This brochure should simply be used as a tool to educate you about financial exploitation provide you with tips on how to stay safe and direct you to resources in case you need help for yourself or a friend. What is considered financial exploitation abuse Financial exploitation happens when someone illegally or improperly uses your money or property for their own benefit. This type of exploitation can be committed by someone you know or a complete stranger. Who might commit financial exploitation Often financial exploitation is committed by a person you know and trust such as a friend caregiver or family member. But anyone who has access to your personal information may choose to misuse that information for their own benefit. Some predictors of potential abusers are people with drug or alcohol issues people with gambling problems people with untreated mental health issues people who are financially dependent. Are you at risk Everyone could potentially be the target of financial exploitation and everyone should be cautious with their financial matters especially older adults. You might be particularly at risk if you depend on others for meeting many personal needs you recently lost a spouse or loved-one who handled your