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Small Business

The rules are also flexible for communicating effectively with customers who are blind or have low vision. For example, a restaurant can put its menu on an audio cassette or a waiter can read it to a patron. A sales clerk can find items and read their labels. In more complex transactions where a significant amount of printed information is involved, providing alternate formats will be necessary, unless doing so is an undue burden. For example, when a client who is blind visits his real estate agent to negotiate the sale of a house, all relevant. | No. 10 May 2010 Jon M. Bailey Center for Rural Affairs Small businesses dominate the rural economy. In fact small businesses dominate the American economy in terms of the number of business firms. For that reason it is important to know understand and accurately portray the effects of the Patient and Affordable Care Act Public Law 111-148 the newly adopted health care reform law on small businesses. This report will examine some important provisions of the new law and how they affect small businesses while dispelling some of the common myths about health care reform and small businesses. It is important to understand what the new law means by small business. In many respects small employer is a more accurate term. In fact Section 1421 Credit for Employee Health Insurance Expenses of Small Businesses uses that term. Self employed sole proprietors who are not employers non-employers in statistical parlance and their immediate family members do not qualify for the small business tax credit benefits described below. They will qualify for the individual credits and premium assistance beginning in 2014 and the more immediate health insurance reforms. MYTH No. 1 Small businesses have to provide health insurance to their employees or face penalties. Not true. There is a general employer mandate in The Patient and Affordable Care Act as a part of the shared responsibility for providing health insurance. But the law specifically exempts from this employer responsibility any business with 50 or fewer employees Section 1513 . The result is that nearly all businesses in the nation including those in rural areas are exempt from any requirements or mandates to provide health insurance to employees and are free from any penalties for not doing so. According to the . Census Bureau s County Business Patterns 95 percent of all business establishments in the nation have fewer than 50 The House of Representatives Small Business Committee further estimates that when .