tailieunhanh - THE GLOBAL ECONOMIC AND FINANCIAL CRISIS: Regional Impacts, Responses and Solutions

Providing convincing evidence on the effects of financial education is no easy task. The most straightforward but least reliable method is to ask people attending a seminar whether it was useful and whether participation will change their behaviour. There are three main problems. Attendance is self-selected. Those motivated to turn up may have the greatest interest in financial matters and may already be contemplating making a change in their finances. That is, as treatment is not random it does not follow that attending the seminar is the real reason for differences in the behaviour between attendees and non attendees. Secondly, self-reports. | The Global Economic and Financial Crisis Regional Impacts Responses and Solutions United Nations New York 2009 United Nations publication Sales No. Copyright United Nations 2009 ISbN 978-92-1-120585-5 The designations employed and the presentation of the material in this publication do not imply the expression of any opinion whatsoever on the part of the Secretariat of the United Nations concerning the legal status of any country territory city or area or of its authorities or concerning the delimitation of its frontiers or boundaries. This publication has been issued without formal editing. Mention of firm names and commercial products does not imply the endorsement of the United Nations. Reproduction and dissemination of material in this publication for educational or other noncommercial purposes are authorized without prior written permission from the copyright holder provided that the source is fully acknowledged. Reproduction of material in this publication for sale or other commercial purposes including publicity and advertising is prohibited without the written permission of the copyright holder. Applications for such permission with a statement of purpose and extent of the reproduction should be addressed to the Regional Commissions New York Office. .