tailieunhanh - DISMANTLING THE FINANCIAL INFRASTRUCTURE OF GLOBAL TERRORISM

Financial capability involves knowledge and skills, but attempts to improve these may not lead to better outcomes. What people choose to know and what they do with their knowledge may primarily depend on their intrinsic psychological attributes. Behavioural economics has identified a collection of deep seated cognitive biases that influence decisions in both financial and non-financial contexts. There is considerable evidence that these factors are present, though how widespread they are remains controversial. The empirical work is often situated in contexts other than personal finance but there is no reason to think the biases are domain specific | AUTHENTICATED . GOVERNMENT INFORMATION GPỌ DISMANTLING THE FINANCIAL INFRASTRUCTURE OF GLOBAL TERRORISM HEARING BEFORE THE COMMITTEE ON FINANCIAL SERVICES . HOUSE OF REPRESENTATIVES ONE HUNDRED SEVENTH CONGRESS FIRST SESSION OCTOBER 3 2001 Printed for the use of the Committee on Financial Services Serial No. 107-46 . GOVERNMENT PRINTING OFFICE 75-656 PS WASHINGTON 2002 For sale by the Superintendent of Documents . Government Printing Office Internet Phone toll free 866 512-1800 DC area 202 512-1800 Fax 202 512-2250 Mail Stop SSOP Washington DC 20402-0001 HOUSE COMMITTEE ON FINANCIAL SERVICES MICHAEL G. OXLEY Ohio Chairman JAMES A. LEACH Iowa MARGE ROUKEmA New Jersey Vice Chair DOUG BEREUTER Nebraska RICHARD H. BAKER Louisiana SPENCER BACHUS Alabama MICHAEL N. CAStLe Delaware PETER T. KING New York EDWARD R. RoYcE California FRANK D. LUCAS Oklahoma ROBERT W. NEY Ohio BOB BARR Georgia SUE W. KELLY New York RON PAUL Texas PAUL E. GILLMOR Ohio CHRISTOPHER COX California DAVE WELDON Florida JIM RYUN Kansas BOB RILEY Alabama STEVEN C. LATOURETTE Ohio DONALD A. MANZULLO Illinois WALTER B. JONES North Carolina DOUG OSE California JUDY BIGGERT Illinois MARK GREEN Wisconsin PATRICK J. tOoMEY Pennsylvania CHRISTOPHER SHAYS Connecticut JOHN B. SHADEGG Arizona VITO FOSSELLA New York GARY G. MILLER California ERIC CANTOR Virginia FELIX J. GRUCCI JR. New York MELISSA A. HART Pennsylvania SHELLEY MOORE CAPITO West Virginia MIKE FERGUSON New Jersey MIKE ROGERS Michigan PATRICK J. TIBERI Ohio JOHN J. LAFALCE New York BARNEY FRANK Massachusetts PAUL E. KANJORSKI Pennsylvania MAXINE WATERS California CAROLYN B. MALONEY New York LUIS V. GUTIERREZ Illinois NYDIA M. VELAZQUEZ New York MELVIN L. WATT North Carolina GARY L. ACKERMAN New York KEN BENTSEN Texas JAMES H. MALONEY Connecticut DARLENE HOOLEY Oregon JULIA CARSON Indiana BRAD SHERMAN California MAX SANDLIN Texas GREGORY W. MEEKS New York BARBARA LEE California FRANK MASCARA Pennsylvania JAY INSLEE .