tailieunhanh - Senior Investment Guide: Identifying Investment Risks

The strike price, or exercise price, of an option is the specified share price at which the shares of stock can be bought or sold by the holder, or buyer, of the option contract if he exercises his right against a writer, or seller, of the option. To exercise your option is to exercise your right to buy (in the case of a call) or sell (in the case of a put) the underlying shares at the specified strike price of the option. The strike price for an option is initially set at a price which is reasonably close to the current share price of. | Missouri Securities Division Office of Secretary of State Robin Carnahan Investor Protection Hotline 800-721-7996 Senior Investment Guide Identifying Investment Risks SSOURI INVESTOR PROTECTION CENTER SECRETARY OF STATE ROBIN CARNAHAN Over 35 million Americans are 65 years of age or older. More than 550 000 Missouri investors are a part of that population and that group is growing rapidly. Many seniors find themselves in high-pressure questionable investment situations because con artists tend to prey on investors who have accumulated lifetime or retirement savings. The Missouri Securities Division receives at least one complaint per week from a senior investor alleging potential securities or brokerage fraud or concerning unsuitable investment recommendations. Wise and Safe Investing Because your livelihood could be at risk it s important to educate and protect yourself from unscrupulous brokers or others offering questionable investments. Your best approach is to understand how investments work what questions to ask before making investment decisions and who to call before entrusting anyone with your hard-earned money. Define your financial goals. Map out your financial goals before you meet with a financial planner broker investment adviser or any other investment professional. Going to the experts in certain instances will help you decide how to invest your savings but you should first have a firm grasp of your short- and long-term goals and needs. How much income will you need to meet fixed expenses apart from any pension or Social Security income Do you have children or grandchildren to educate Are your older parents in need of care How is your own health You need to determine your own budget needs and assess your ability to tolerate risk first and then decide what kinds of investments would best fulfill these goals. This also means you should take time to understand the various investment products you might be considering. If you