tailieunhanh - MONEY, BANK CREDIT, AND ECONOMIC CYCLES phần 2

Isocrates giải thích rằng khách hàng của ông, người đã lập kế hoạch một chuyến đi, gửi một số lượng rất lớn tiền trong ngân hàng Passio. Sau hàng loạt cuộc phiêu lưu, khi Isocrates của khách hàng đã rút tiền của mình, các chủ ngân hàng tuyên bố ông "không có quỹ tại thời điểm này và không thể quay trở lại nó. | 44 Money Bank Credit and Economic Cycles Isocrates explains that his client who was planning a trip deposited a very large amount of money in Passio s bank. After a series of adventures when Isocrates s client went to withdraw his money the banker claimed he was without funds at the moment and could not return it. However the banker instead of admitting his situation publicly denied the existence of any deposit or debt in favor of Isocrates s client. When the client greatly surprised by the banker s behavior again claimed payment from Passio he said the banker after covering his head cried and said he had been forced by economic difficulties to deny my deposit but would soon try to return the money to me he asked me to take pity on him and to keep his poor situation a secret so it would not be discovered he had committed It is therefore clear that in Greek banking as Isocrates indicates in his speech bankers who received money for safekeeping and custody were obliged to safeguard it by keeping it available to their clients. For this reason it was considered fraud to employ that money for their own uses. Furthermore the attempt to keep this type of fraud a secret so people would conserve their trust in bankers and the latter could continue they go to withdraw their money they do not dare ask for cash but leave the money with you in order to collect much larger and more infernal profits. Instruction de mercaderes p. 183 Richard Cantillon mentions a list of tricks used by bankers to delay the payment of deposits in his Essai sur la nature du commerce en général London Fletcher Gyles 1775 pp. 425-26. Finally Marx also mentions the fear and reverence bankers inspire in everyone. He cites the following ironic words of . Bell The knit brow of the banker has more influence over him than the moral preaching of his friends does he not tremble to be suspected of being guilty of fraud or of the least false statement for fear of causing suspicion in consequence of .