tailieunhanh - Destroying Insurance Markets

Some analysts have wondered why uninsured people would purchase health insurance as the result of a mandate (Cassidy, 2010; Kling, 2010). After all, for many people the penalty would cost less (at least in the very short-term) than a policy. Health insurance mandates differ from some other requirements, such as the requirement to pay taxes: In exchange for compliance, enrollees individually receive a tangible good—health insurance—that they value. Health economics provides a framework for considering how changes in the price of health insurance affect People compare the price of health insurance with their perception of its value. Those who are. | Destroying Insurance Markets How Guaranteed Issue and Community Rating Destroyed the Individual Health Insurance Market in Eight States By Conrad F. Meier Senior Fellow in Health Policy Editor Emeritus Health Care News The Heartland Institute Published by the Council for Affordable Health Insurance and The Heartland Institute Destroying Insurance Markets Copyright 2005 Council for Affordable Health Insurance The Heartland Institute Published jointly by Council for Affordable Health Insurance 112 South West Street 400 Alexandria VA 22314 http . org The Heartland Institute 19 South LaSalle Street 903 Chicago IL 60603 http Cover design Elizabeth Ow Graphics Amy McIntyre All rights reserved including the right to reproduce this book or portions thereof in any form. Opinions expressed are solely those of the author and should not be construed as reflecting the views of The Heartland Institute or the Council for Affordable Health Insurance or as an attempt to influence pending legislation. Additional copies are available at the following prices I- 10 copies II- 50 copies 51 - 100 copies 101 or more per copy per copy per copy per copy Table of Contents Preface . 3 Introduction .5 1. New 2. 3. New 4. Kentucky .39 5. Washington .47 6. Massachusetts .55 7. New 8. Resource .

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