tailieunhanh - Federal Register: Department of Health and Human Services

While PHI tends to cover certain typical services, there is diversity across OECD countries in both the health services and providers accessible by privately insured individuals. Such diversity reflects the scope of public coverage, and is affected by regulation and insurers’ strategies. In almost all OECD countries, private health insurance covers what could be termed as “small risks” or ancillary and supplementary services, such as dental and optical treatments, choice of provider, upgraded hospital accommodation, and luxury services not covered, or only in part reimbursed, by public systems. In most countries, private health insurance also covers hospitalisation and doctors’ expenses. However, this coverage is more comprehensive where. | AUTHENTICATED . GOVERNMENT INFORMATION z GPCT Vol. 76 Friday No. 136 July 15 2011 Part II Department of Health and Human Services 45 CFR Parts 155 and 156 Patient Protection and Affordable Care Act Establishment of Exchanges and Qualified Health Plans Proposed Rule 41866 Federal Register Vol. 76 No. 136 Friday July 15 2011 Proposed Rules DEPARTMENT OF HEALTH AND HUMAN SERVICES 45 CFR Parts 155 and 156 CMS-9989-P RIN 0938-AQ67 Patient Protection and Affordable Care Act Establishment of Exchanges and Qualified Health Plans AGENCY Department of Health and Human Services. ACTION Proposed rule. SUMMARY This proposed rule would implement the new Affordable Insurance Exchanges Exchanges consistent with title I of the Patient Protection and Affordable Care Act of 2010 Pub. L. 111-148 as amended by the Health Care and Education Reconciliation Act of 2010 Pub. L. 111152 referred to collectively as the Affordable Care Act. The Exchanges will provide competitive marketplaces for individuals and small employers to directly compare available private health insurance options on the basis of price quality and other factors. The Exchanges which will become operational by January 1 2014 will help enhance competition in the health insurance market improve choice of affordable health insurance and give small businesses the same purchasing clout as large businesses. A detailed Preliminary Regulatory Impact Analysis associated with this proposed rule is available at http under Regulations and Guidance. A summary of the aforementioned analysis is included as part of this proposed rule. DATES To be assured consideration comments must be received at one of the addresses provided below no later than 5 . Eastern Standard Time EST on September 28 2011. ADDRESSES In commenting please refer to file code CMS-9989-P. Because of staff and resource limitations we cannot accept comments by facsimile FAX transmission. You may submit comments in one of four ways please choose only