tailieunhanh - Microfinance phần 10

Chương này đề xuất một mô hình phân tích hiệu suất cho các chương trình tài chính vi mô và các tổ chức để đánh giá kết quả thực tế hoặc dự kiến . Đặc biệt, phương pháp tiếp cận đánh giá hiệu suất nên được xem xét từ hai quan điểm khác biệt: 1) phương pháp tiếp cận đầu tiên liên quan đến việc thực hiện của một dự án duy nhất quản lý việc | 152 Microfinance all working towards a legal fiscal and regulatory framework that makes it possible. The recourse to new financial products must be easy cheap and transparent. Furthermore operational boundaries of MFIs must be regulated ensuring flexibility efficiency and stability of each intermediary and of the market as a whole. Financial innovation both at a product and at a process level must be feasible and sustainable at the same time. Modern microfinance needs a new regulatory environment both in developing countries and in industrialized ones. Modern microfinance must be programmatic This means that every singleprogramm esponsoredby international donors public or private as weUarthe compoaitton criteritbohinOtaeh single MFI portfolio must beinspirediiv a planncdrsacteoyimoltr mented at an international naiionoSand locetlevcl. Assucii ehctolenS governmental local bodies is pamculadv reOevantiareOnyknowonoteri ritory and the social custoniSinhus taao ccc best abn Soci- bciie rhs effective opportunity cost of c-acii single microfinance needs to be programmatic in naturcit srdentomaximize tneefflnccv of projects carried out in specific areas. Modern microfinance must be strocvc In Chapter 1 we outlined themasn faaleresfoaae arhically oomphont microfinance. As explained ethiaaríty is not on oxduoivn goec of tha none profit sectors. Ethical behaviovr thcdenrh et itl ie ó ia si eỉ ic-velo intermediation costs require aserpnvcnSlabototieobcrweaothn nom profit and profit sectors. To inesoaue ths depCOee oonisoWy inn-rmsol extension transversality and honsoeídotioOi the 100 00 ondparfio sectors must work together tv inich-nKiiil n transparent opcncsivnai process consistent across sharehdinifgt nnd stenievizo. To reduce the intermediation cost the non-profit and profit sectors together with local governmental bodies muooimpkmentriskmanagementmodels to ensure a higher degree of efficinnay and moreaccusaSsyricmn posn cies in order to achieve positive