tailieunhanh - RHODE ISLAND - Building on SBA’s Record Year

A main aspect of our empirical exercise concerns the nature of the shock affect- ing the economy. The introduction of cloud computing allows firms from all sectors to reduce fixed costs in ICT and turn part of them into variable costs. In our analy- sis we focus on the reduction in the fixed cost associated with the introduction of cloud computing. The increase in the marginal cost of production is endogenous and depends on the technological choices of the firms, which decide how much hardware and software (or, generally speaking, ICT capital) to use according to their production necessities, and on the endogenous rental rate of ICT. | RHODE ISLAND BUSINESS RESOURCE f SBAgov connect with us @ sbagov sba SMALL BUSINESS contents. _2012-2013 RHODE ISLAND Reni Publishing Publishers of Small Business Resource Advertising Phone 863-294-2812 800-274-2812 Fax 863-299-3909 Staff President CEO Joe Jensen jjensen@ FEATURES 4 12 19 Introduction 31 4 Administrator s Message 8 District Director s Letter 32 Counseling Getting help to start up market and manage your business. 12 SBA Resource Partners 15 SBA s Online Tools and Training 16 Reaching Underserved Communities 37 17 Are You Right for Small Business Ownership 18 Writing a Business Plan 38 Capital Financing options to start or grow your business. 19 SBA Business Loans 20 What to Take to the Lender 26 Small Business Investment Company Program 26 Small Business Innovation Research Program 26 Small Business Technology Transfer Program 27 Surety Bond Guarantee Program 29 SBA Loan Program Chart 39 44 47 Building on SBA s Record Year Contracting Applying for Government Contracts. 32 How Government Contracting Works 33 SBA Contracting Programs 36 Getting Started in Contracting Disaster Knowing the types of assistance available for recovery. Advocacy and Ombudsman Watching out for small business interests. Additional Resources Taking care of start up logistics. 42 Business Organization Choosing your Structure Other Assistance Lender Listing English Small Business Resource Advertising Nicky Harvey nharvey@ Martha Theriault mtheriault@ Kenna Rogers krogers@ Production Diane Traylor dtraylor@ Follow Us Connecticut Maine Massachusetts New Hampshire Rhode Island and Vermont. Follow SBA New England on Twitter at @SBA_New England AND Like us on Facebook at SBANewEngland. SBA s Marketing Office The Small Business Resource Guide is published under the direction of SBA s Office of Marketing and Customer Service. Director of Marketing Paula .