tailieunhanh - 2011 FDIC National Survey of Unbanked and Underbanked Households

The FDIC conducts the household survey in partnership with the US Census Bureau. The FDIC sponsors a special supplement on unbanked and underbanked households that is administered in conjunction with Census Bureau’s Current Population Survey (CPS). The first household survey was conducted in January 2009, and the results were released to the public in December 2009. The release of the 2009 survey repre- sented the first time consistent and comparable data on unbanked and underbanked households were available at the national, state, and large metropolitan statistical area (MSA) levels. Teamed with the rich demographic and geographic data available through the CPS, the. | 2011 FDIC National Survey of Unbanked and Underbanked Households Federal Deposit Insurance Corporation September 2012 Members of the FDIC Unbanked Underbanked Survey Study Group Division of Depositor and Consumer Protection Susan Burhouse Sarah Campbell Timothy Critchfield Keith Ernst Ryan Goodstein Yazmin Osaki Luke Reynolds and Sherrie Rhine Division of Insurance and Research David Chapman Eric Robbins and Katherine Samolyk Legal Division Leneta Gregorie Lead Authors Susan Burhouse and Yazmin Osaki Lead Statistical Analysts and Advisors Sarah Campbell David Chapman and Ryan Goodstein Contributors Michael Bachman Karyen Chu Peggi Gill Anirudh Sarna Francis Solomon David Spanburg Masseh Tahiry and Kathy Zeidler 2011 FDIC National Survey of unbanked and underbanked Households September 2012 2 Table of Contents I. Executive II. Background and A. B. What s New in the 2011 III. Banking Status of US A. Top Level B. Unbanked and Underbanked Rates by Region and IV. Banking Status and Account Type Ownership by Demographic Groups .14 A. Which Groups Have Higher Proportions of Unbanked Households .14 B. Which Groups Have Higher Proportions of Underbanked Households .17 C. Bank Account Type by Demographic V. Who Are the Unbanked Underbanked and Fully Banked .21 A. Demographic Composition of Households by Banking B. Unbanked Households Banking History and Reasons For Not Having a Bank VI. Household Use of Alternative Financial A. Overall Use of AFS .29 B. AFS Use Among Unbanked and Underbanked Households .29 C. Bank Account Ownership and AFS D. Reasons Households Use E. Descriptions of AFS Users .38 VII. Future Banking Plans of Unbanked A. Likelihood of Opening an Account by Household B. Reasons for Opening a Bank VIII. Appendix A National Appendix B Focus on Select .

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