tailieunhanh - Travel Insurance: Product Disclosure Statement and Policy Wording

Before 1999, PBgC did not make lump-sum payments to insolvent multiemployer plans or those expected to become insolvent in the future. it now does so in select cases to close out a plan or to facilitate a merger with another, financially stronger multiemployer plan. in a closeout, the plan either purchases annuities from the private insurance market to satisfy its obligations or pays participants lump sums in lieu of annuities. PBgC generally makes a lump-sum payment to allow a closeout when administrative expenses would otherwise absorb an unacceptably high proportion of future financial assistance. PBgC provides. | QBE Travel Insurance International Annual Multi Trip Product Disclosure Statement and Policy Wording Frequent flyer Qantas Frequent Flyer members can earn 1 Qantas Frequent Flyer point per 2 spent on eligible QBE Travel Insurance products. 1 2 CONTENTS Who are you dealing with 2 About QBE travel insurance 2 Enquiries and assistance 2 About our representative 2 Remuneration arrangements 3 Part 1 - Product disclosure statement PDS 3 Amendment of travel details 5 Applying for travel insurance 3 Confirming transactions 9 Cooling off period 9 Our dispute resolution process 12 Duty of disclosure 10 Existing medical conditions of a non travelling relative or business partner 9 Existing medical condition s 5 The general insurance code of practice 12 Important matters 9 Privacy policy 10 Service fees 5 Significant risks 4 The cost of this insurance 5 Updating this PDS 5 Emergency assistance 13 Annual Multi Trip Travel Plan 19 Australian Cancellation And Additional Expenses Travel Plan 24 Australian Travel Plan 23 Deposit Protection Travel Plan 18 International Travel Plan 15 Part 2 - Policy wording 27 Definitions 27 When does the policy begin and end 30 When does the cover under each benefit begin and end 30 Changing the period of insurance 30 Cancellation 31 General exclusions 31 Section A - Cancellation and additional expenses 35 Section B - Medical and dental expenses 41 Section C - Evacuation and repatriation 45 Section D - Extra travel cover 47 Section E - Rental vehicle expenses 53 Section F - Luggage and personal effects 54 Section G - Death expenses permanent disability and loss of income 60 Section H - Personal liability and legal expenses 63 Section I - Financial default 65 Section J - Snow sports cover 66 Section K - Making a claim 67 Date of preparation 1 June 2011 Date effective 12 December 2011 QM2459- POLICY CODE TI28 Who are you dealing with You can rely on us QBE Insurance Australia Limited is a member of the QBE Insurance Group ASX QBE . QBE Insurance .

• Bảo hiểm
• Ice Temperature
• Storage Technology
• Maillard Reaction
• Sterilizing Value
• Heat Distribution
• Canning Process