tailieunhanh - the beginner s guide to real estate investing phần 5

. Đôi khi mọi người đang lo lắng về việc để cho đi những thói quen hoặc phong cách mà họ đã sở hữu trong nhiều năm. Bạn có thể cảm thấy một cái gì đó như "Tôi sẽ không được tôi nếu tôi không làm những việc theo cách đó" hay huấn luyện viên | How to Come Up with the Money to Close 109 advertising time or space for a down payment. Anything you can produce deliver or sell wholesale at cost might work. Borrow or reduce the real estate commission Although most brokers and sales agents generally hate this technique on occasion buyers and sellers ask the agents involved in a transaction to defer payment until some later date. Also some agents actually prefer to have their commissions in the deal. In doing so they avoid income taxes on these fees while at the same time they build wealth through their interest earnings or by receiving a piece of the action future profits from the later sale of the property . Simultaneously sell off part of the property. Does the property include an extra lot a mobile home timber oil gas or air or mineral rights If so find a buyer who will pay you cash for such rights. In turn this money will help you close the deal. Prepaid rents and tenant security deposits. When you buy an income property you are entitled to the existing tenants security deposits and prepaid rents. Say you close on June 2. The seller of a fourplex is holding 4 000 in damage deposits and 3 800 in tenant rent money prepaid for the month of June. Together the deposits and prepaid rents amount to 7 800. In most transactions you can use these monies credits at closing to reduce your cash-to-close. Create paper. You ve asked the seller to accept owner financing with 10 percent down. She balks. She believes the deal puts her at risk. Alleviate her fears and bolster her security. Offer her a lien against your car or a second or third mortgage on another property you own. Specify that when your principal paydown and the property s appreciation lift your equity to 20 percent LTV of 80 percent she will remove the security lien she holds against your other property. Lease-optíon sandwich. Don t forget the lease-option sandwich Chapter 6 . If you can pull it off your lease-option buyers supply you with all or nearly all .