tailieunhanh - Author Gunter Psychology Of Money And Public Finance_1

trên các mô hình thu nhập và tiêu chuẩn sống thực hành như là khác biệt từ một trong những mục đích, tiết kiệm, kinh tế hộ gia đình theo kế hoạch và kết quả của nó, về dự trữ tài chính, tiết kiệm, mua lại tài sản và sự giàu có, trênlượng tiền mặt sẵn sàng, vào tích trữ | so far as they permit statements concerning essential habits in dealing with money and behaviour patterns and motives connected therewith on the respective roles played by husband and wife in household decisions and the more or less common will created between them in economic matters on the origin and composition of income on the role of the co-earners in a household and the extent of economic integration of means and demands on the economic significance of the various forms of income and the analytical value of the income factor on the income pattern and the standard of living practised as distinct from the one aimed at on thrifty planned household economy and its results on financial reserves savings acquisition of property and wealth on the amount of ready cash on hoarding on long-term savings on taking loans on subjective liquidity and the role of expectations on the problems of receiving income or effecting payments through bank remittances and cheques on forms and motives of money investments on reactions to interest rates and premiums on savings on confidence in the value of money and appreciation of the value of money and on education to induce saving and to impart a knowledge of economics. The analysis of the reasons for a particular kind of behaviour shows many variations in depth sometimes it can be made on rational considerations alone in other cases we are compelled to penetrate into individual psychic motivation. As a rule the analysis remains in the nature of a sociological explanation using such concepts as status role education environment mentality etc. Only in exceptional cases can we remain on purely economic ground even the income factor cannot on closer examination be interpreted exclusively on an economic basis if the analysis is not to be bogged down in such tautological statements as for instance that the higher the income the greater the likelihood of savings from its remainder. In reality saving is practically always actively motivated .