tailieunhanh - The Development And Growth Of Employer-Provided Health Insurance

Other areas that pose a challenge for developing countries include the potential impact of the operations of insurance companies on the activities of policyholders and the economy as a whole, the impact of emerging trends in the global insurance market, the need to overcome supply-side constraints, the need to raise public awareness about the benefits of insurance coverage, the need to build human capacity and how to take advantage of changes arising from liberalization and globalization within the insurance sector to develop export opportunities. The role of regional/South-South cooperation and that of government as a facilitator, regulator and provider of. | The development and growth of employer-provided health insurance Various BLS surveys track the development of health insurance plans provided by employers from the first plan covering only hospital services in 1798 to the emergence of managed-care plans today Laura A. Scofea Laura A. Scofea is an economist in the Division of Occupational Pay and Employee Benefit Levels Bureau of Labor Statistics Approximately million people under the age of 65 were not covered by health insurance in 1990 according to the Current Population Survey conducted by the Bureau of the Census for the Bureau of Labor Statistics an increase of 2 million persons since That increase with rising costs for health care services have intensified interest in reforming the health care system. Over the past few years the Congress has introduced numerous bills designed to improve access to and reduce the cost of health care and modify the tax treatment of health care benefits. Among the proposals currently being considered to change the health care system are establishing a national health plan and requiring all employers to provide health care coverage through regional health alliances. These efforts are directed at changing the current national health care system which relies heavily on health insurance provided by employers. In the late 1940 s BLS began regularly studying the incidence of health care benefits in various programs. In 1979 BLS began analyzing comprehensive information on health insurance it collected in the Employee Benefits Survey program. This article tracks the development and growth of employer-provided health insurance from its beginning as sickness insurance to its current form. Early coverage The earliest coverage for health services in the United States dates to 1798 when the Congress established the . Marine Hospital services for seamen. Compulsory deductions for hospital services were made from the salaries of seamen. Early insurance policies frequently .

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