tailieunhanh - Money_4_Life

Truly great and rewarding projects do not happen without the vision, motivation, and support of talented people. Such has been the case with Money for Life. I am grateful for the assistance and support of many people without whom this project would not have become a reality. | Table of Contents Copyright and Publisher Information 1 Dedication 2 Advance Praise for Money for Life 3 List of Figures 4 Acknowledgments 5 Preface 6 Introduction 8 Prologue 9 Chapter One – The Final Straw 13 Chapter Two – A Bold Move 22 Chapter Three – Choosing a New Path 33 Chapter Four – Discovering Financial Fitness 42 Chapter Five – Money for Life 58 Epilogue 65 Afterword 67 Appendix A – Mvelopes® Personal: An Envelope System for Today's World 68 Index 77 i Copyright and Publisher Information This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional should be sought. Vice President and Publisher: Cynthia A. Zigmund Acquisitions Editor: Mary B. Good Senior Managing Editor: Jack Kiburz Interior Design: Lucy Jenkins Cover Design: DePinto Studios Typesetting: Elizabeth Pitts Graphic Design: Jennifer Streiff and David Anderson © 2004 by Steven B. Smith Published by Dearborn Trade Publishing A Kaplan Professional Company All rights reserved. The text of this publication, or any part thereof, may not be reproduced in any manner whatsoever without written permission from the publisher. Printed in the United States of America 04 05 06 10 9 8 7 6 5 4 3 2 1 Library of Congress Cataloging-in-Publication Data Smith, Steven B., 1966- Money for life : budgeting success and financial fitness in just 12 weeks / Steven B. Smith. p. cm. ISBN 0-7931-8793-1 (6 ⋅ 9 pbk.) 1. Finance, Personal. 2. Financial security. I. Title. 2004 —dc22 2003026598 Dearborn Trade books are available at special quantity discounts to use for sales promotions, employee premiums, or educational purposes. Please call our Special Sales Department to order or for more information at 800-245-2665, e- .