tailieunhanh - Bài thuyết trình: Epayments

One website’s visitor is another website’s customer, and bringing customers and retailers together is now a billion dollar international industry. Whilst Internet traffic crosses international borders with ease, payment for supplying that traffic does not. Members of the online publishing industry have come up with a novel solution – they have set up their own member-only international payments system. | ePayments February 28, 2001 E-payments Conditions - Modern banking systems - Businesses are connected to internet, to banks - Legal framework (laws, decree, e-UCP.) - Security infrastructure for online payments - Purchase habits, business culture E-payment Current status of banking system - 1998, World Bank project “Modernizing the banking ans payment system in Vietnam” - Six major commercial banks completed in 2003 + Vietcombank, Techcombank, AgriBank, IDB, Exim Bank, Marine Bank - Implemented SWIFT (Society of Worldwide Interbank Financial Transactions ) - ATM systems - Internet Banking E-payment Some barriers to e-payment - Legal values of electronic-documents in finanace, banking - Sucurity infrastruture, especially “comsumer’s protection” - Promote e-payment services to each businesses - 2006: trial process Details: Report VN’s Ecommerce status ; E-payments Tools: Payment card - Credit card: since 1996, 10 major banks, 2004: . | ePayments February 28, 2001 E-payments Conditions - Modern banking systems - Businesses are connected to internet, to banks - Legal framework (laws, decree, e-UCP.) - Security infrastructure for online payments - Purchase habits, business culture E-payment Current status of banking system - 1998, World Bank project “Modernizing the banking ans payment system in Vietnam” - Six major commercial banks completed in 2003 + Vietcombank, Techcombank, AgriBank, IDB, Exim Bank, Marine Bank - Implemented SWIFT (Society of Worldwide Interbank Financial Transactions ) - ATM systems - Internet Banking E-payment Some barriers to e-payment - Legal values of electronic-documents in finanace, banking - Sucurity infrastruture, especially “comsumer’s protection” - Promote e-payment services to each businesses - 2006: trial process Details: Report VN’s Ecommerce status ; E-payments Tools: Payment card - Credit card: since 1996, 10 major banks, 2004: cards, increase rate 49%/year - Debit card: since 2002, 15 major banks, cards, debit, small payments, money transfer. card acceptance points, 800 ATMs - Purchase card: Viet Travel, Saigon Tourist, Citymart, . E-Payments Internet Banking - Bank for Foreign Trade of Vietnam - Vietnam Industrial & Commercial Bank - Vietnam Technical & Commercial Bank - Asia Comercial Bank Customers: medium, large enterprices. E-payment Issues - Order of account holders & digital signatures - Desides credit card, the other cards do not use for online payment - E-commerce process is not completed without payment Current solutions: - Business Banks’s clients - Process of payment: Process of payment (example 1) - Customers complete purchase orders, confirm payment order (payment modules on the website) - VDC forward card’s info to ACB to verify - ACB confirmed, debit customer’s .