tailieunhanh - Status of institutional credit disbursement of agricultural sector in Odisha, India

This paper attempts to analyse the status of agricultural credit disbursement in the state of Odisha. The analysis has revealed that the credit disbursed for the crop loan, term loan and allied loan has been increased over the period of growth rates in crop loan disbursement among the institutional sources showed that co-operative banks registered significantly highest growth of per cent followed by commercial banks at per cent and regional rural banks at per cent and all significant at different per cents of probability level. | 2020 9 7 2057-2065 International Journal of Current Microbiology and Applied Sciences ISSN 2319-7706 Volume 9 Number 7 2020 Journal homepage http Review Article https Status of Institutional Credit Disbursement of Agricultural Sector in Odisha India Shruti Mohapatra and Raj Kishore Mishra Department of Agricultural Economics OUAT Bhubaneswar Odisha India Corresponding author ABSTRACT This paper attempts to analyse the status of agricultural credit disbursement in the state of Odisha. The analysis has revealed that the credit disbursed for the crop loan term loan and allied loan has been increased over the Keywords period of time. The growth rates in crop loan disbursement among the institutional sources showed that co-operative banks registered significantly Institutional credit highest growth of per cent followed by commercial banks at disbursement Agricultural sector per cent and regional rural banks at per cent and all significant at Commercial banks different per cents of probability level. Commercial banks were the major Article Info sources of term credit followed by co-operative banks and RRBs. The percentage of NPA to total outstanding has been recorded highest in case of Accepted regional rural banks followed by co-operative banks and commercial banks. 17 June 2020 Available Online Over the period of time it has been seen a gradual decrease in percentage of 10 July 2020 NPA to total outstanding in every cases of banks. The study has suggested improved modifications and policy measures that government should start for simplification of the procedure for a better access to agricultural credit of smallholders and less-educated illiterate farmers. Introduction continuously since then Golait 2007 . This has resulted in a significant increase in the Agriculture is the back bone of Indian access of rural cultivators to institutional economy which plays an important

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• Institutional credit disbursement
• Agricultural sector
• Commercial banks
• Agricultural sector
• Credit disbursed for the crop loan