tailieunhanh - The impact of income diversification on liquidity creation and financial performance of Vietnamese Commercial Banks

This research is conducted to investigate the impact of income diversification on bank liquidity creation and the financial performance of Vietnamese commercial banks from 2007 to 2017. Data were collected from 21 Vietnamese commercial banks. Panel OLS with fixed effects and GMM estimations were employed to process data. | The impact of income diversification on liquidity creation and financial performance of Vietnamese Commercial Banks Accounting 6 2020 553 568 Contents lists available at GrowingScience Accounting homepage ac The impact of income diversification on liquidity creation and financial performance of Vietnamese Commercial Banks Cuong Van Hoanga Loan Quynh Thi Nguyena Manh Dung Trana and Tuan Dung Hoanga aNational Economics University Vietnam CHRONICLE ABSTRACT Article history This research is conducted to investigate the impact of income diversification on bank liquidity Received March 2 2020 creation and the financial performance of Vietnamese commercial banks from 2007 to 2017. Data Received in revised format March were collected from 21 Vietnamese commercial banks. Panel OLS with fixed effects and GMM 29 2020 estimations were employed to process data. The results show that diversification had a negative impact Accepted April 8 2020 Available online on both bank liquidity creation and bank profitability and thus support the view that Vietnamese April 9 2020 commercial banks should remain focusing on their traditional lines of business rather than diversifying Keywords towards nontraditional activities since this may lead to both a lower level of liquidity creation and Diversification profitability. The findings of this study could draw broad inferences for researchers policy makers Liquidity creation and bank managers towards more focusing strategies to ensure the health of the banking system. Performance Risk Vietnam 2020 by the authors licensee Growing Science Canada 1. Introduction The modern theory of financial intermediation suggests that a critical function of banks in the economy is to create liquidity and thereby provide funding for investment as well as generate other crucial financial services to customers. Accordingly banks can create liquidity on the balance sheet by financing relatively illiquid assets with relatively .

• Kế toán - Kiểm toán
• Vietnamese Commercial Banks
• Impact of income diversification
• Health of the banking system
• Thereby provide funding
• Bank liquidity creation
• Determinants of capital adequacy ratio of Vietnamese commercial banks
• Capital adequacy ratio of Vietnamese commercial banks
• The Net interest margin
• Capital adequacy ratio
• Summary of PHD thesis
• Impact of equity on financial stability
• Credit risk on financial stability of Vietnamese commercial banks
• The financial stability
• Summary of the thesis
• Competitiveness of Vietnamese commercial banks
• Merger and acquisition
• Competitive capacity
• Summary of Phd thesis Finance – Banking
• Performance of Vietnamese commercial banks
• Changing leadership style
• The Vietnamese commercial banks
• Vietnam joins the WTO
• State owned commercial banks
• OCAI culture diagnostic models
• Summary of Doctoral thesis
• Improving credit quality
• Vietnamese joint stock commercial banks
• Stock commercial banks
• Practical issues
• Industrial revolution 4 0
• Commercial banks
• State bank of Vietnam
• Developing opportunities
• Statistical methods
• Joint Stock Commercial Bank
• Ngân hàng BIDV
• Summary of Economics Phd’s thesis
• Summary Phd’s thesis
• Employee based brand equity
• Impact of liquidity transformation
• Liquidity transformation
• Vietnamese commercial banks adequacy ratio
• Banks adequacy ratio
• Credit risk CRSK
• Gross domestic product GDP
• Sustainable banking
• Financial integration phase
• Vietnam’s commercial banking system
• International market
• Herfindahl Hirschman index
• Panzar Rosse model
• Vietnamese banking sector
• Monopoly competition market
• Summary of doctoral dissertation
• Summary of doctoral dissertation Accounting
• Completing the internal control
• Internal control in banks
• Corporate governance
• Performance in Vietnamese
• Bank performance
• Board composition
• Bad debt
• Loan loss provisions
• Loan losses
• Vietnamese system of commercial banks
• Risk management
• Accounting policy
• Cost efficiency
• Direct relationship
• Measuring the cost efficiency
• Bank cost efficiency
• Liquidity risk
• Annual reports
• Financing gap
• Independent variables
• Loan loss reserves
• Return on assets
• Return on capital
• Machine learning
• Credit scoring
• Big data
• Artificial intelligence
• Competency model for sales managers
• Sales managers
• Foreign scholars
• Summary of Doctoral thesis in Economics
• Internal control system
• Topic limits the scope
• Doctor of Philosophy in Economics thesis summary
• Liquidity positon
• Operational efficiency
• Banking operation
• Profitability of Vietnamese commercial banks
• Context of the world economic crisis
• World economic crisis
• Sustainable development
• Financial crisis
• Financial statements
• Social risk management system
• International integration process